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		<title>MEXICO</title>
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		<dc:creator><![CDATA[Jean]]></dc:creator>
		<pubDate>Wed, 01 Dec 2021 08:19:27 +0000</pubDate>
				<category><![CDATA[2021]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[carte de sejour]]></category>
		<category><![CDATA[COVID]]></category>
		<category><![CDATA[MEDICAL]]></category>
		<category><![CDATA[METRO]]></category>
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					<description><![CDATA[December 2021 Christmas is around the corner and my office will be open for another two weeks or so before closing for the holidays. I would like to wish you all the usual season’s greetings. Like last year at the same time, we can hope for a better year in 2022 or fear that worse [&#8230;]]]></description>
										<content:encoded><![CDATA[
<h5 class="wp-block-heading"><em>December 2021</em></h5>



<p>Christmas is around the corner and my office will be open for another two weeks or so before closing for the holidays.</p>



<p>I would like to wish you all the usual season’s greetings. Like last year at the same time, we can hope for a better year in 2022 or fear that worse is coming. Many of us are just tired of the never-ending COVID crisis. Nevertheless, I hope that we all can find a way to set aside such worries and I wish you all</p>



<p><strong>A MERRY CHRISTMAS AND A HAPPY NEW YEAR</strong></p>



<p>Perhaps some of you agree with me that 2021 was harsh and unsettling, at best. With the end of the year near, I was hoping to have a glimpse of light soon. May things improve in 2022.</p>



<p>MEXICO<br>Owsley and Charlie, twins of the trade<br>Come to the Poet’s Room<br>Talking about the problems of the leaf<br>And yes, it’ll be back soon<br>There used to be tons of gold and green<br>Comin’ up here from Mexico<br>A donde esta la planta, mi amigo, del sol?&nbsp;<br>But Mexico is under the thumb<br>Of a man we call Richard<br>And he’s come to call himself king<br>But he’s a small-headed man<br>And he doesn’t know a thing<br>About how to deal for you<br>How to deal for you<br>There are millions of you now<br>I mean it’s not as if you were alone<br>There are brothers everywhere<br>Just waiting for a toke on that gold<br>And God knows how far it can go<br>But thanks Uncle Charlie<br>For your Mexican smoke<br>You’re a legend Owsley<br>For your righteous dope<br>There were a half a million people on the lawn<br>And we sang to the faces in the dawn<br>How long must that damn race<br>Wait for the jailer’s time to end?&nbsp;<br>How long must the Panther race<br>Wait for the iron bars to bend?&nbsp;<br>No no no no no nobody waits.</p>



<p>“Mexico” is a single released in May 1970 by Jefferson Airplane, and written and sung by Grace Slick. I have always been a fan of Jefferson Airplane and have used their songs several times. I chose “Mexico” to illustrate something about a country that sounds and represents something really foreign, very different. When I read the lyrics I was reminded how political this band was and how much they pushed a revolutionary agenda. I am sure people who lived through the ’60s and ’70s will have personal memories associated with this song.</p>



<p>After all these years, I continue to be surprised by the large number of people who hold a carte de séjour and manage to renew it by themselves but continue to call it a visa and consider themselves tourists because the category of the card is visiteur. What does it take to feel like an immigrant? What does it take to realize, in their daily life in France, that this is not Kansas anymore and of course not the USA? Crossing the border with Mexico instantly gives one the feeling of entering a different country, where a different language is spoken. What is it about living in Paris that enables Americans to enjoy this slightly exotic atmosphere without changing much in their life? After 24 years in business, this continues to fascinate me.</p>



<p><strong>RIGHT ON THIS SIDE OF THE BORDER, WRONG ON THE OTHER SIDE</strong><br>« Vérité en deçà des Pyrénées, erreur au-delà »</p>



<p><strong>Blaise Pascal</strong>&nbsp;(19 June 1623 – 19 August 1662)<br>French mathematician, physicist, inventor, philosopher, writer and Catholic theologian.</p>



<p>I got a lot of reactions on the topic of having money put in an escrow type of account to secure the rental of a house or an apartment in France. The information that two readers sent me is so valuable that I am sharing it with you.</p>



<p>It is true that the escrow solution comes with significant costs in all possible ways. I might add that this is not the only situation where a foreigner has to weigh the desire to live in France against the cost and sacrifices needed to be able to stay here. I have yet to meet one expat receiving the full expat package – salary paid in the USA, extra compensation for the cost of living in France – who would be willing to lose more than half their compensation to stay in France with a local labor contract. I hear the same kinds of comments about estate taxes and the social charges on all work compensation affecting employees and the self-employed pretty much alike. We should be rational and accept the entire system as one, and go with the saying “France: love it or leave it.” When I immigrated to the USA as a newlywed it was clear to me that living in the USA meant getting used to everything that comes with living in the USA.</p>



<p>At the same time, I understand where the frustration is coming from, as modern life makes it possible to have the best of both sides for a few years.</p>



<p>This discussion, which is a lot more complex than it appears, always takes me back to the first car trip we made in the USA. We were having dinner on a terrace on the main street of Corning, NY. I was enjoying a beer with the meal. My son was about seven years old and asked to taste the beer. This would have been commonly accepted in a similar setting in France. It was absolutely inconceivable in the USA. I still remember his temper tantrum. He could not understand that in the USA it was illegal. Growing up in France and spending my summer vacations in Denmark also led to situations where I was punished for doing the wrong things there.</p>



<p>Moving to a foreign country and being an immigrant means being torn between the old life and the new. Americans immigrating to France are often able to ease the process by delaying some difficult choices. So I am sharing these readers’ messages and valuable advice here.</p>



<p><strong>OWNING FRENCH MUTUAL FUNDS AS AMERICAN CITIZENS&nbsp;</strong><br><strong>1st READER</strong><br>In your answer about a guarantor for renting, you wrote, “Then you invest this money in a mutual fund account with your bank after discussing and reviewing with your banker the financial products most compatible with your needs.”</p>



<p>The problem is that mutual funds are the worst kind of investment for Americans and should absolutely be avoided. The reason is that almost all are what are called Passive Foreign Investment Companies (PFICs) and they consume monstrous time and high costs for an accountant or tax lawyer each year to declare to the IRS. In addition they are taxed heavily.</p>



<p>PFICs are reported using Form 8621, and the IRS estimates the following time requirements for completing that form:<br>Recordkeeping 16 hr., 58 min.&nbsp;<br>Learning about the law or the form 11 hr., 24 min.&nbsp;<br>Preparing and sending the form to the IRS 20 hr., 34 min.&nbsp;<br><a href="https://www.irs.gov/instructions/i8621">https://www.irs.gov/instructions/i8621</a></p>



<p>I am of course not a tax specialist, but the reason seems to be that with French mutual funds you declare a gain or loss upon its sale, whereas in the US the dividends and capital gains of the components over the course of each year generate a payment to the holder of the fund, on which tax is paid annually. (This is usually reinvested and becomes part of the base cost, so you are not double-taxed when selling.) My understanding is essentially that Form 8621 wants to know what went on inside that fund all year.</p>



<p><strong>2nd READER</strong><br>Just a small item to point out in this excellent newsletter. … you should be careful recommending European bank products to US citizens, because they cannot buy them without huge US tax implications. The banks try to sell these products all the time, and they do not know US tax law. These products are known as PFICs and have drastic tax consequences to US taxpayers. Also, I believe there are now insurance companies which do this much better, such as&nbsp;<a href="https://www.garantme.fr/fr">https://www.garantme.fr/fr</a></p>



<p>BTW, the issues involving Americans are getting more and more complex; now that the banks are actually turning their American clients in (FATCA), the challenges have become increasing complicated.</p>



<p>&#8212;&#8211;</p>



<p>I am fully aware of the complications involved in opening and managing a French bank account, especially if the American citizen holds financial investments, even when these are French mutual funds invested in French instruments.</p>



<p>I explained the consequences of choices made by Americans as they decided to immigrate to France and settle for good. If you want a secure, long-term lease, you need a guarantor. To avoid this they can choose a less secure lease. The new insurance set-up will drastically change the situation. None of my clients has used this policy, so I do not know if the market (agencies and private owners) accepts this kind of insurance products. Also, I do not know how reliable the service is when it is asked to deliver the guaranty purchased from it. Everything is ready for the private sector to come up with the right solution, as there is clearly a valuable service to offer since I am sure neither French rental law nor IRS regulations will change any time soon.</p>



<p><strong>A READER’S EXPERIENCE OBTAINING THE FRENCH HEALTH PASS</strong><br>Another of my readers writes the following:</p>



<p>I read your periodic emails regularly and appreciate all the information contained in them. I was happy to see the reference in your current commentary on obtaining a passe-sanitaire if you were vaccinated outside France, as I and my wife were in February 2021. This summer, in anticipation of my November-December stay in Paris (I arrived yesterday!) I knew I should get started on mine.</p>



<p>I began the process of obtaining a passe, which documents the conversion of my Center for Disease Control (CDC) Vaccination Record Card into a Certificat Covid Numérique UE with accompanying QR code, on September 1, 2021, by submitting the application online, along with the three PDFs needed for the application (my CDC card, my passport and my airline itinerary). I received my passe and QR code on September 21, after a processing time of 20 days.</p>



<p>Once I was familiar with the process, it was easier to submit my wife’s application on September 23; she received her passe-sanitaire on, I believe, October 21. The processing time had expanded to 28 days by then.</p>



<p>My nieces, visiting us in Paris during the third week of November, submitted their applications on September 26 and I believe they’re still waiting for their passes after 36 days. In other words, the processing time has expanded a lot over the past two months. I advise anyone who is planning a trip to France to apply ASAP for their passe-sanitaire. It was not a particularly difficult application, especially if scanning and PDF usage is within your ken. But the expanding delay concerns me.</p>



<p>And by the way, my passe-sanitaire QR code works perfectly! I used it twice today and no problems. Well done, Ministère des Solidarités et de la Santé!</p>



<p>Christmas is around the corner and my office will be open for another two weeks or so before closing for the holidays.</p>



<p>I would like to wish you all the usual season’s greetings. Like last year at the same time, we can hope for a better year in 2022 or fear that worse is coming. Many of us are just tired of the never-ending COVID crisis. Nevertheless, I hope that we all can find a way to set aside such worries and I wish you all</p>



<p><strong>A MERRY CHRISTMAS AND A HAPPY NEW YEAR</strong></p>



<p>Perhaps some of you agree with me that 2021 was harsh and unsettling, at best. With the end of the year near, I was hoping to have a glimpse of light soon. May things improve in 2022.</p>



<p>MEXICO<br>Owsley and Charlie, twins of the trade<br>Come to the Poet’s Room<br>Talking about the problems of the leaf<br>And yes, it’ll be back soon<br>There used to be tons of gold and green<br>Comin’ up here from Mexico<br>A donde esta la planta, mi amigo, del sol?&nbsp;<br>But Mexico is under the thumb<br>Of a man we call Richard<br>And he’s come to call himself king<br>But he’s a small-headed man<br>And he doesn’t know a thing<br>About how to deal for you<br>How to deal for you<br>There are millions of you now<br>I mean it’s not as if you were alone<br>There are brothers everywhere<br>Just waiting for a toke on that gold<br>And God knows how far it can go<br>But thanks Uncle Charlie<br>For your Mexican smoke<br>You’re a legend Owsley<br>For your righteous dope<br>There were a half a million people on the lawn<br>And we sang to the faces in the dawn<br>How long must that damn race<br>Wait for the jailer’s time to end?&nbsp;<br>How long must the Panther race<br>Wait for the iron bars to bend?&nbsp;<br>No no no no no nobody waits.</p>



<p>“Mexico” is a single released in May 1970 by Jefferson Airplane, and written and sung by Grace Slick. I have always been a fan of Jefferson Airplane and have used their songs several times. I chose “Mexico” to illustrate something about a country that sounds and represents something really foreign, very different. When I read the lyrics I was reminded how political this band was and how much they pushed a revolutionary agenda. I am sure people who lived through the ’60s and ’70s will have personal memories associated with this song.</p>



<p>After all these years, I continue to be surprised by the large number of people who hold a carte de séjour and manage to renew it by themselves but continue to call it a visa and consider themselves tourists because the category of the card is visiteur. What does it take to feel like an immigrant? What does it take to realize, in their daily life in France, that this is not Kansas anymore and of course not the USA? Crossing the border with Mexico instantly gives one the feeling of entering a different country, where a different language is spoken. What is it about living in Paris that enables Americans to enjoy this slightly exotic atmosphere without changing much in their life? After 24 years in business, this continues to fascinate me.</p>



<p><strong><span style="color:#5182FF" class="color">RIGHT ON THIS SIDE OF THE BORDER, WRONG ON THE OTHER SIDE</span></strong><br>« Vérité en deçà des Pyrénées, erreur au-delà »</p>



<p><strong>Blaise Pascal</strong>&nbsp;(19 June 1623 – 19 August 1662)<br>French mathematician, physicist, inventor, philosopher, writer and Catholic theologian.</p>



<p>I got a lot of reactions on the topic of having money put in an escrow type of account to secure the rental of a house or an apartment in France. The information that two readers sent me is so valuable that I am sharing it with you.</p>



<p>It is true that the escrow solution comes with significant costs in all possible ways. I might add that this is not the only situation where a foreigner has to weigh the desire to live in France against the cost and sacrifices needed to be able to stay here. I have yet to meet one expat receiving the full expat package – salary paid in the USA, extra compensation for the cost of living in France – who would be willing to lose more than half their compensation to stay in France with a local labor contract. I hear the same kinds of comments about estate taxes and the social charges on all work compensation affecting employees and the self-employed pretty much alike. We should be rational and accept the entire system as one, and go with the saying “France: love it or leave it.” When I immigrated to the USA as a newlywed it was clear to me that living in the USA meant getting used to everything that comes with living in the USA.</p>



<p>At the same time, I understand where the frustration is coming from, as modern life makes it possible to have the best of both sides for a few years.</p>



<p>This discussion, which is a lot more complex than it appears, always takes me back to the first car trip we made in the USA. We were having dinner on a terrace on the main street of Corning, NY. I was enjoying a beer with the meal. My son was about seven years old and asked to taste the beer. This would have been commonly accepted in a similar setting in France. It was absolutely inconceivable in the USA. I still remember his temper tantrum. He could not understand that in the USA it was illegal. Growing up in France and spending my summer vacations in Denmark also led to situations where I was punished for doing the wrong things there.</p>



<p>Moving to a foreign country and being an immigrant means being torn between the old life and the new. Americans immigrating to France are often able to ease the process by delaying some difficult choices. So I am sharing these readers’ messages and valuable advice here.</p>



<p><strong><span style="color:#5182FF" class="color">OWNING FRENCH MUTUAL FUNDS AS AMERICAN CITIZENS&nbsp;</span></strong><br><strong>1st READER</strong><br>In your answer about a guarantor for renting, you wrote, “Then you invest this money in a mutual fund account with your bank after discussing and reviewing with your banker the financial products most compatible with your needs.”</p>



<p>The problem is that mutual funds are the worst kind of investment for Americans and should absolutely be avoided. The reason is that almost all are what are called Passive Foreign Investment Companies (PFICs) and they consume monstrous time and high costs for an accountant or tax lawyer each year to declare to the IRS. In addition they are taxed heavily.</p>



<p>PFICs are reported using Form 8621, and the IRS estimates the following time requirements for completing that form:<br>Recordkeeping 16 hr., 58 min.&nbsp;<br>Learning about the law or the form 11 hr., 24 min.&nbsp;<br>Preparing and sending the form to the IRS 20 hr., 34 min.&nbsp;<br><a href="https://www.irs.gov/instructions/i8621">https://www.irs.gov/instructions/i8621</a></p>



<p>I am of course not a tax specialist, but the reason seems to be that with French mutual funds you declare a gain or loss upon its sale, whereas in the US the dividends and capital gains of the components over the course of each year generate a payment to the holder of the fund, on which tax is paid annually. (This is usually reinvested and becomes part of the base cost, so you are not double-taxed when selling.) My understanding is essentially that Form 8621 wants to know what went on inside that fund all year.</p>



<p><strong>2nd READER</strong><br>Just a small item to point out in this excellent newsletter. … you should be careful recommending European bank products to US citizens, because they cannot buy them without huge US tax implications. The banks try to sell these products all the time, and they do not know US tax law. These products are known as PFICs and have drastic tax consequences to US taxpayers. Also, I believe there are now insurance companies which do this much better, such as&nbsp;<a href="https://www.garantme.fr/fr">https://www.garantme.fr/fr</a></p>



<p>BTW, the issues involving Americans are getting more and more complex; now that the banks are actually turning their American clients in (FATCA), the challenges have become increasing complicated.</p>



<p>&#8212;&#8211;</p>



<p>I am fully aware of the complications involved in opening and managing a French bank account, especially if the American citizen holds financial investments, even when these are French mutual funds invested in French instruments.</p>



<p>I explained the consequences of choices made by Americans as they decided to immigrate to France and settle for good. If you want a secure, long-term lease, you need a guarantor. To avoid this they can choose a less secure lease. The new insurance set-up will drastically change the situation. None of my clients has used this policy, so I do not know if the market (agencies and private owners) accepts this kind of insurance products. Also, I do not know how reliable the service is when it is asked to deliver the guaranty purchased from it. Everything is ready for the private sector to come up with the right solution, as there is clearly a valuable service to offer since I am sure neither French rental law nor IRS regulations will change any time soon.</p>



<p><strong><span style="color:#5182FF" class="color">A READER’S EXPERIENCE OBTAINING THE FRENCH HEALTH PASS</span></strong><br>Another of my readers writes the following:</p>



<p>I read your periodic emails regularly and appreciate all the information contained in them. I was happy to see the reference in your current commentary on obtaining a passe-sanitaire if you were vaccinated outside France, as I and my wife were in February 2021. This summer, in anticipation of my November-December stay in Paris (I arrived yesterday!) I knew I should get started on mine.</p>



<p>I began the process of obtaining a passe, which documents the conversion of my Center for Disease Control (CDC) Vaccination Record Card into a Certificat Covid Numérique UE with accompanying QR code, on September 1, 2021, by submitting the application online, along with the three PDFs needed for the application (my CDC card, my passport and my airline itinerary). I received my passe and QR code on September 21, after a processing time of 20 days.</p>



<p>Once I was familiar with the process, it was easier to submit my wife’s application on September 23; she received her passe-sanitaire on, I believe, October 21. The processing time had expanded to 28 days by then.</p>



<p>My nieces, visiting us in Paris during the third week of November, submitted their applications on September 26 and I believe they’re still waiting for their passes after 36 days. In other words, the processing time has expanded a lot over the past two months. I advise anyone who is planning a trip to France to apply ASAP for their passe-sanitaire. It was not a particularly difficult application, especially if scanning and PDF usage is within your ken. But the expanding delay concerns me.</p>



<p>And by the way, my passe-sanitaire QR code works perfectly! I used it twice today and no problems. Well done, Ministère des Solidarités et de la Santé!</p>



<p><strong><span style="color:#5182FF" class="color">THE CARNET OF METRO TICKETS WILL SOON NO LONGER EXIST&nbsp;</span></strong><br>The very first line of the Parisian metro was inaugurated on July 19th 1900, which is also the birthday of the metro ticket. Shortly thereafter, a new job was created: the ticket puncher, or poinçonneur du métro parisien, a man who made a hole in the ticket to allow travelers to get on the metro cars. He sat at the bottom of the stairs and people lined up on the stairs to have their tickets punched.</p>



<p>The most iconic tribute to this profession was the song “Le Poinçonneur des Lilas” by Serge Gainsbourg, released in September 1958.</p>



<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-4-3 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
<p class="responsive-video-wrap clr"><iframe title="Serge Gainsbourg &quot;Le poinçonneur des Lilas&quot; (live officiel) | Archive INA" width="1200" height="900" src="https://www.youtube.com/embed/25EzXPQUWRc?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe></p>
</div></figure>



<p>In October 2021, the RATP began phasing out the classic carnet (book, or actually bunch) of 10 magnetized metro tickets and will eventually almost eliminate these bits of cardboard with the brown strip down the back. They have existed for 121 years of travel between more than 300 metro and RER stations in the Ile-de-France region.</p>



<p>The goal is to stop selling even individual tickets by 2025. In their place are digital alternatives, supposed to be more advantageous and practical, according to the RATP. Here are three things to know about the end of the metro, bus and RER ticket, which was initiated in 2016 and given final approval last April by Ile-de-France Mobilités.</p>



<p>1. Total disappearance of carnets by March 2022<br>Ile de France Mobilités has decided to make this transition gradually. The ticket machines of 106 small RER and metro stations stopped selling 10-ticket batches in October. It is still possible to buy them at the guichet (ticket office). In January, 176 additional stations will stop carnet sales, whether at the ticket office or via the machines.</p>



<p>By the end of December, carnets and even single named origin-destination tickets will no longer be available at RATP-approved merchants such as tobacconists. And in March 2022, the sale of ticket books will end for good in all metro and RER stations. The single paper ticket, at 1.90€, will continue to be sold at ticket counters. And it will still be possible to validate the individual cardboard “t +” tickets at the entrance to stations until 2025, according to the RATP.</p>



<p>2. One in ten tickets are wasted, on average<br>Each year, nearly 5 million tickets are demagnetized by proximity to keys or coins, the RATP points out in its effort to steer travelers toward a digital solution. The network estimates that one ticket in ten, on average, ends up not used because lost, damaged or forgotten. The RATP reckons it is more useful to group tickets together in one place on a pass or telephone.</p>



<p>3. Navigo “à la carte” pass and purchase via smartphone<br>In the spirit of gradual transition, in 2019 the RATP started selling “Navigo à la carte”, a rechargeable pass costing 2€ that allows the purchase of up to 30 entries to the system. Smartphone purchases are also available. These were rolled out initially only on Samsung phones but should now be available on all newer Android phones, with certain services available on iPhones and all of them being extended to newer model smartphones eventually.</p>



<p>Finally, for the bus, users can buy a single ticket for 2€ by SMS. Even with so many digital alternatives, the network still has to convince a lot of RATP users, many of whom still buy one-off cardboard tickets.</p>



<p><strong><span style="color:#5182FF" class="color">MY BUSINESS HAS A NEW FACEBOOK PAGE</span></strong><br>Over the holidays, my assistant, Sarah, took an interesting initiative and created a new Facebook page. It is a good move for her since she and I both moderate it. She can show off her expertise and her ability to give good advice and clearly explain solutions. She does this in French, leaving the queries in English to me.</p>



<p>Since I am already active in a few Facebook groups and my website is my main showcase, I did not feel I needed such a page. On the other hand, it will no doubt benefit her. I do not have the time to monitor this forum and so far, it has been fairly quiet. Sarah is still figuring out how to handle this new task, being quite busy herself. I am sure it will be a great space for exchanges and hope it will pick up soon.</p>



<p>You are welcome to join:<br><a href="https://www.facebook.com/rattachement">https://www.facebook.com/rattachement</a></p>



<p><strong><span style="color:#5182FF" class="color">OFFICE CLOSED FOR CHRISTMAS</span></strong><br>The office will close for three weeks over the Christmas holidays, starting on Friday December 17th in the evening and reopening on the morning of Monday January 3rd. As always, I will be reachable by email for emergencies and important matters. The service I offer of receiving mail for clients will continue while the office is closed. Of course, Sarah or I will honor prefecture meetings already scheduled, as well as a couple of other engagements.</p>



<p>I would like to remind everyone that there is no January issue.</p>



<p>Best regards,</p>



<div id="kt-info-box_92907f-9c" class="wp-block-kadence-infobox"><a class="kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-left kt-info-halign-left kb-info-box-vertical-media-align-top"><div class="kt-blocks-info-box-media-container"><div class="kt-blocks-info-box-media kt-info-media-animate-none"><div class="kadence-info-box-image-inner-intrisic-container"><div class="kadence-info-box-image-intrisic kt-info-animate-none"><div class="kadence-info-box-image-inner-intrisic"><img decoding="async" src="https://www.jeantaquet.com/wp-content/uploads/2022/08/JeanTaquet-2.gif" alt="" width="147" height="132" class="kt-info-box-image wp-image-1932"/></div></div></div></div></div><div class="kt-infobox-textcontent"><h2 class="kt-blocks-info-box-title"></h2><p class="kt-blocks-info-box-text"></p></div></a></div>



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<div id="kt-info-box_9ee5fb-4e" class="wp-block-kadence-infobox"><a class="kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-left"><div class="kt-blocks-info-box-media-container"><div class="kt-blocks-info-box-media kt-info-media-animate-none"><div class="kadence-info-box-image-inner-intrisic-container"><div class="kadence-info-box-image-intrisic kt-info-animate-none"><div class="kadence-info-box-image-inner-intrisic"><img decoding="async" src="https://www.jeantaquet.com/wp-content/uploads/2022/08/qetA-01-300x153-1.png" alt="" width="300" height="153" class="kt-info-box-image wp-image-1870"/></div></div></div></div></div><div class="kt-infobox-textcontent"><h2 class="kt-blocks-info-box-title">QUESTION<br/><br/><em>FRENCH BANK CLOSES AN AMERICAN’S ACCOUNT</em><br/></h2><p class="kt-blocks-info-box-text"><em>I’m writing to ask what you might know about French banks getting rid of American clients. My French bank is Milleis, before it was Barclays, and suddenly I received a letter saying I had 60 days to find a new bank. I called and found out that they are closing American-held bank accounts. I spoke with a friend and she said the same thing is happening with her at her bank.</em><br/><em>After numerous phone calls and letters and emails, I finally spoke with someone who agreed to keep my account open until the end of the year. My Visa card was to expire at the end of September and she said that I would receive a new one before the end of the month. I did not.</em><br/><em>My online account was blocked. I just spoke with someone who saw the note that my account is to remain open until the end of the year and she unblocked my account, but I have no access even to see the balance in my account. I have access to 6 months’ worth of monthly statements, but no access to the activity in my account or, as I have said, the balance.</em><br/><em>Have you heard anything about this happening to anyone else?</em></p></div></a></div>



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<div id="kt-info-box_471bf9-bd" class="wp-block-kadence-infobox"><a class="kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-left"><div class="kt-infobox-textcontent"><h2 class="kt-blocks-info-box-title">ANSWER<br/><br/></h2><p class="kt-blocks-info-box-text">Yes, sadly, this is happening to many Americans living in France and other European countries. It is rather common for Americans and is often the consequence of the US procedure called FATCA. It puts so much liability on non-American banks that they would rather lose a client than put up with it.<br/>The two so-called Anglo-Saxon banks, Milleis and HSBC, have become pretty much the most problematic banks for American clients. Traditional French banks are often more lenient with Americans and accept them as clients.<br/>French legislation puts a lot of liability on the bank manager. The process of opening an account can thus seem inquisitorial and very lengthy, with several interviews and a staggering number of documents to provide. Once you have an account, however, you should not be faced with the same problems. Furthermore, a recent regulation puts the responsibility of closing your old account on the new bank. So you need to do some fast bank shopping to get a new one.<br/>Nevertheless, it is still not very easy to open a new account. Being introduced by a friend who is a client of the bank can be a huge help.<br/>Now at least you know what has happened and you understand what you are up against. You need to convince them that there will never be any trouble with you and therefore you are a client worth keeping. The French bank wants proof that you are reliable, understand what you are doing, will inform them ahead of time of changes in your situation, and so on.<br/>Keeping a lot of money in the bank and wiring large sums of money is NOT the way to reassure a French banker. Predictability and repeating patterns are what the French bank is looking for. Hence there are fewer problems and smaller consequences if your account is negative for a few days, even every month, versus having to explain large wire transfers to your account that you have trouble explaining. This can quickly end up being criminally investigated as presumed money laundering – something American clients have a hard time understanding.<br/>If you want to keep your French bank account open, inform your banker ahead of time of anything out of the norm. A wire transfer exceeding 10,000€ is assumed to be suspicious. Informing the banker of what you wish to establish as a pattern is the ideal way to smooth the way beforehand.</p></div></a></div>



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<div id="kt-info-box_5877a9-34" class="wp-block-kadence-infobox"><a class="kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-left"><div class="kt-blocks-info-box-media-container"><div class="kt-blocks-info-box-media kt-info-media-animate-none"><div class="kadence-info-box-image-inner-intrisic-container"><div class="kadence-info-box-image-intrisic kt-info-animate-none"><div class="kadence-info-box-image-inner-intrisic"><img decoding="async" src="https://www.jeantaquet.com/wp-content/uploads/2022/08/qetA-01-300x153-1.png" alt="" width="300" height="153" class="kt-info-box-image wp-image-1870"/></div></div></div></div></div><div class="kt-infobox-textcontent"><h2 class="kt-blocks-info-box-title">QUESTION<br/><br/><em>AT THE PREFECTURE, EMPLOYEE AND SELF-EMPLOYED PROCEDURES ARE NEVER COMPATIBLE</em><br/><br/></h2><p class="kt-blocks-info-box-text"><em>I came to Paris in 2015 on a titre de séjour étudiant and completed my studies in 2019. At that time, I converted to a Recherche d’emploi/Création d’entreprise carte de séjour, which lasted one year and was not renewable and expired in November 2020.</em><br/><em>Back against the wall, as I never got a job offer, I made a “plan B” appointment at the prefecture to change my status to entrepreneur/profession libérale. I had a business plan and I had registered with URSSAF as an auto-entrepreneur. The prefecture granted me one carte de séjour; I am still in shock that my request was approved.</em><br/><em>At first, I did not make enough to pay rent. I withdrew money from my American accounts to support myself here while I looked for work. They wanted to see that I made at least the SMIC for the year in an account in France, so a girlfriend of mine got me a good waitress job that paid twice the SMIC.</em><br/><em>A few days ago I was at the prefecture showing all the work I did. I saw an unhelpful woman at the guichet who told me to write in “Salarié” on the form, indicating my change of carte de séjour. I am concerned that this will interrupt my ability to do my freelance work. I wanted to add salarié, like my French boyfriend has done. I learned the other day that my future employer has since gone online to submit the 8-step form.</em><br/><em>I have been in France for six years now, got my master’s here and have now, finally, found an employer. I want to work as an employee and I would like to have my business helping anglophones relocate here to Paris at the same time.</em><br/><em>I am looking for any feedback, good or bad, about being able to keep both statuses.</em></p></div></a></div>



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<p>There are a lot of errors here, so I would like to address the issues you have raised chronologically.</p>



<p><strong>1 &#8211; Obtaining the<em>&nbsp;profession libérale carte de séjour</em></strong><br>Often creating a small consulting business is not the first choice but it ends up being the last resort in order to be able to stay legally in France. I understand that, but even if setting up a business is done at the last minute, the project must be strong so that there is some real desire shown to make it work, a clientele identified, a fee policy that is compatible with what you do, and so on. As I say to everybody, the real test is the meeting at the prefecture a year later when the applicant has to show some serious receivables!</p>



<p>If the business is not generating 23,000€ in sales, the issuance of a four-year<em>&nbsp;carte de séjour&nbsp;</em>is a compromise. If it is less than 15,000€, it is getting dangerous, as the formula to calculate the profit is 66% of sales, i.e. 9,900€ of taxable profit, already far below the minimum wage, which is now 15,096€ since the October 2021 increase. During the first year, therefore, you must give your business its best possible shot. If your sales are too low, but you can prove dedication, strong will and probably visible growth over several months, the prefecture might give you the benefit of the doubt again because you deserve it.</p>



<p>I understand how difficult it is to launch a business in France and how demoralizing it can be to see it not going anywhere, but giving up and becoming a waitress is never a solution.</p>



<p><strong>2 &#8211; Being an employee and holding a self-employed<em>&nbsp;carte de séjour&nbsp;</em>are totally mutually exclusive.</strong><br>I wish I could get you to realize how incredibly lucky you were at the prefecture. The normal procedure, when a file has documents showing an employee status for the appointment that is supposed to be for renewing self-employed status, is that the civil servant looks at your file, sees the two sets of documents and terminates the meeting, telling you that you will get an answer in the mail. But the letter is the OQTF, which stands for Obligation de Quitter le Territoire Français. It strips of your legal right to live in France.</p>



<p>From what you describe, the woman you saw helped you beyond belief. Your file is going to be studied as a request to get rid of your self-employed status and therefore a request for an employee’s or<em>salarié carte de séjour.&nbsp;</em>The generosity went even beyond that. Your employer must submit a specific request on a particular platform for you to obtain the right to work and the prefecture must have informed your employer that this procedure was needed to give you this chance. This is the platform:&nbsp;<a href="https://ymlpcl1.net/37b01yqyalaewmjbaoaweqaxajsew/click.php" target="_blank" rel="noreferrer noopener">https://administration-etrangers-en-france.interieur.gouv.fr/particuliers/#</a></p>



<p><strong>3 &#8211; What are your chances of getting the right to work?</strong><br>There are two situations that make it possible to block the veto right that the French administration has on all standard profiles. The first is to hold a French master’s degree and have a salary equivalent to 1.5 times the minimum wage, i.e., a monthly gross of 2,384€, and the position must be in line with the diploma. Clearly, this is not your case. The second situation deals with the French administration’s list of jobs for which recruiting is really difficult. Because of that, hiring a foreigner for whom the right to work as an employee is needed is not blocked. Such jobs are called<em>&nbsp;les métiers en tension.&nbsp;</em>For the Paris region the list can be found here:<br><a href="https://ymlpcl1.net/8880fyysalaewmjbadaweqacajsew/click.php" target="_blank" rel="noreferrer noopener">https://www.legifrance.gouv.fr/jorf/id/JORFTEXT000017937372</a></p>



<p>I checked and employment as a waitress is not mentioned in this list. Hence you are now facing the administration’s veto right. Furthermore, I assume that your employer did not reflect much on the situation. The specifics of why you were hired might not have been put forward, explaining why you have a small edge over all other waitresses. You have been very lucky thus far, but I would not count on getting this authorization. Without it, you will not get the related<em>&nbsp;carte de séjour</em>.</p>



<p><strong>4 &#8211; What choice is left?</strong><br>a &#8211; I assume you have not closed your own business. If so, you can ask for renewal of your existing, self-employed<em>&nbsp;carte de séjour.&nbsp;</em>This would not be according to the book, but you need to be ready for that argument. You need to prove you are making money as an independent. You explain that you had a very rough start but that now you can count on a solid clientele. How believable will this presentation be? I do not know, but it is worth looking at, and seeing how plausible such a request would be.</p>



<p>b &#8211; You mentioned a French boyfriend. Can you to be ready to submit a request for a private life<em>&nbsp;(vie privée et familiale) carte de séjour?&nbsp;</em>This is possible if you can prove that you have lived together for at least a year or have a PACS. If possible, you should quickly start using the same address as your partner, if you do not already. This is to put together a rock-solid Plan B. Always keep in mind that in such a situation, time is on your side and the more seniority you have, the stronger your case will be. This is especially true if you appeal a negative decision by the prefecture. The appeal might not have any merit and might just buy you time, but time is exactly what you need. The legal grounds for<em>&nbsp;vie privée&nbsp;</em>status are completely different, as they concern his and therefore your personal and romantic life. Proving several months of cohabitation and the initial steps toward getting a PACS at the<em>&nbsp;mairie&nbsp;</em>can avert an outright refusal and therefore block the issuance of an OQTF or confirmation of an existing one. The legal ground of this immigration starts with the need to protect his private life. Since you are in his private life and you must be in France in order for him to have a private life, it blocks a prefecture decision which would be a complete refusal of any right for you to stay in France.</p>



<p>In short, you have a decision to make and very little time to make sure it will work.</p>
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		<title>CLOUDY</title>
		<link>https://www.jeantaquet.com/cloudy/</link>
		
		<dc:creator><![CDATA[Jean]]></dc:creator>
		<pubDate>Mon, 01 Nov 2021 08:44:56 +0000</pubDate>
				<category><![CDATA[2021]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[carte de sejour]]></category>
		<category><![CDATA[COVID]]></category>
		<category><![CDATA[MEDICAL]]></category>
		<category><![CDATA[METRO]]></category>
		<guid isPermaLink="false">https://www.jeantaquet.com/?p=2132</guid>

					<description><![CDATA[November 2021 CloudyThe sky is gray and white and cloudySometimes I think it&#8217;s hanging down on meAnd it&#8217;s a hitchhike a hundred milesI&#8217;m a rag-a-muffin childPointed finger-painted smileI left my shadow waiting down the road for me a whileCloudyMy thoughts are scattered and they&#8217;re cloudyThey have no borders, no boundariesThey echo and they swellFrom Tolstoy [&#8230;]]]></description>
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<h5 class="wp-block-heading"><em>November 2021</em></h5>



<p><strong>Cloudy</strong><br>The sky is gray and white and cloudy<br>Sometimes I think it&#8217;s hanging down on me<br>And it&#8217;s a hitchhike a hundred miles<br>I&#8217;m a rag-a-muffin child<br>Pointed finger-painted smile<br>I left my shadow waiting down the road for me a while<br>Cloudy<br>My thoughts are scattered and they&#8217;re cloudy<br>They have no borders, no boundaries<br>They echo and they swell<br>From Tolstoy to Tinker Bell<br>Down from Berkeley to Carmel<br>Got some pictures in my pocket and a lot of time to kill<br>Hey sunshine<br>I haven&#8217;t seen you in a long time<br>Why don&#8217;t you show your face and bend my mind?&nbsp;<br>These clouds stick to the sky<br>Like a floating question, why?&nbsp;<br>And they linger there to die<br>They don&#8217;t know where they are going<br>And, my friend, neither do I<br>Cloudy<br>Cloudy<br>Cloudy<br>Cloudy<br>Cloudy.</p>



<p>“Cloudy” is the third track of<em>&nbsp;Parsley, Sage, Rosemary and Thyme,&nbsp;</em>the third studio album by Simon &amp; Garfunkel, released on October 24th 1966.</p>



<p>Choosing such a title for a November issue while living in Paris is virtually a given. The weather here is cloudy nearly every day, and will be for months to come. Cloudy vision can mean an absence of clarity about what is going to happen. I believe the future of the USA and France can be seen as cloudy. Once again we are entering an era of uncertainty at the domestic level. Election campaigns have pretty much started in both countries, with high stakes and a lot of uncertainty. In France, almost all political commentators talk about labor and social unrest while President Macron pushes his agenda in hopes of being reelected on a track record of successes. He will certainly emphasize what he considers his success in fighting the COVID pandemic. Many think the majority of the French disapprove of his overall policies, and his record may not help him win the April presidential elections.</p>



<p>A total of 469 seats in the US Congress (34 Senate seats and all 435 House seats) are up for grabs on November 8th 2022. That is a year from now, but the elections are on many people’s minds now when it comes to votes on bills. To many, the next several months in the USA look cloudy. Is the country entering a major crisis, as both sides of aisle repeatedly claim? Each side looks at its own agenda and what should happen to fix the problems it sees, and how urgent it is to implement its policies.</p>



<p>I continue to deal with cloudy weather when I ride my bicycle, donning a poncho when it rains too much. After so many months of uncertainty and last-minute changes of policy, usually related to the pandemic, I believe we are getting used to uncertainty and making the best of things in our daily lives.</p>



<p><span style="color:#5182FF" class="color"><strong>NEW RHYTHM OF WORK</strong>&nbsp;</span><br>After two months of my new appointment policy, I finally have enough breathing space to better manage my email. Messages are almost always answered within five days. This still is not great, and I plan to improve it further. But I have a calmer life, which was absolutely needed. My next achievement should be starting to draft my column in mid-month to avoid the final week’s panic attack in the rush to get everything done. As I have often said, the pleasure of writing such a column is to craft it. This requires having time to get back to it a few times until it feels smooth and easy to read.</p>



<p><span style="color:#5182FF" class="color"><strong>THE FRENCH PRESIDENTIAL ELECTION AND THE HEALTH PASS REGULATION</strong>&nbsp;</span><br>The first round of the 2022 French presidential election will be on April 10th 2022, with the runoff between the top two candidates on April 24th. Meanwhile, the regulation allowing the government to require the use of the health pass<em>&nbsp;(passe sanitaire)&nbsp;</em>could be extended to July 31st 2022. The government has emphasized that the regulation only offers the possibility of extending the requirement; it is far from certain that it will be needed so long. As in the USA, pressure is mounting for more and more people to be vaccinated and some people are losing their jobs for refusing.</p>



<p>The French administration has also established a procedure for issuing the health pass to people who were vaccinated outside France. Many of those affected complain that the procedure is too long and complicated. First you have to create an account on the&nbsp;<a href="https://ymlpcl1.net/95458ybwagaewmuwalawwbanajsew/click.php" target="_blank" rel="noreferrer noopener">www.demarches-simplifiees.fr</a>website, then enter the specifics of your vaccination. The stories I have seen on Facebook vary greatly, so I cannot estimate how much time it takes or how easy it is. One thing is certain: the administration did not think beforehand about this being needed, and thus had to fix the situation rather urgently. For a while, it was known that several pharmacies in Paris could carry out the procedure. Now everything seems to be settled.&nbsp;<a href="https://ymlpcl1.net/6cde4ybqalaewmuwaiawwbakajsew/click.php" target="_blank" rel="noreferrer noopener">www.demarches-simplifiees.fr/commencer/passe-sanitaire-francais-de-l-etranger</a>.</p>



<p><strong><span style="color:#5182FF" class="color">MY TAIWANESE EXPERIENCE&nbsp;</span></strong><br>At the end of a business meeting, a couple of weeks ago, a client gave me a copy of the book he had recently published in the USA, with this inscription: “For Jean Taquet with great esteem. Note: To the keen observer who saw the Taiwan crisis years ago.”</p>



<p>I was surprised and deeply moved that this couple remembered so vividly our discussion at a Parisian café in early 2018 after leaving the rue Truffaut branch of the prefecture. I have never been good at small talk, so I spoke of my interest in geopolitics and particularly the politics of Taiwan, Japan and mainland China, which has lasted for some 20 years.</p>



<p>I remember with emotion where and when this interest started. On Monday, December 24th 2001, I held a free advice session, as I had done for the previous few months, at a soup kitchen near Belleville. The last person I saw had lost her immigration status earlier that year. She went back and forth between calling herself Chinese and saying she was from Taiwan. When I mentioned Taiwanese citizenship, she rebuked me. Then I suggested she had Chinese citizenship and she got even angrier. Nothing made sense. I thought I had some understanding of the situation after President Nixon changed US policy regarding China during his visit there on February 21st 1972. But I had totally failed to understand the situation of someone who clearly was going through serious hardship.</p>



<p>From that day on, I became seriously interested in the history of Formosa Island, from the large-scale Han Chinese migration to western Taiwan in the 17th century to the 1949 retreat to Taiwan by Chiang Kai-shek after Mao Zedong’s communist regime took power on the mainland. Then came the democratization of the political system, moving away from a dictatorship, with the second election of President Lee Teng-hui in 1996, as the final step in this process.</p>



<p>Having followed their presidential elections from then on, I saw the evolution of the Taiwanese population toward further independence while escaping from mainland China’s influence. Then it became inevitable that there would be a clash, given the aggressive international policy of Beijing. In March 2013, the Chinese Foreign Ministry published a four-page spread claiming Okinawa and the other islands in the Ryukyu chain were Chinese territories! I do not need to remind my readers that the US military has one of its largest bases on the island of Okinawa, which is part of Japan.</p>



<p>So the current crisis should not be underestimated, and it is clear the Chinese policy will not change and could end with a direct military confrontation with the USA.</p>



<p><span style="color:#5182FF" class="color"><strong>STEPHEN HEINER’S NEW PROJECT</strong>&nbsp;</span><br>Stephen started as a client and today we share several common interests. This is what he recently published on Facebook about his new project, which,</p>



<p>“.. started eight years ago as a way to document and share my move to Europe and as time went on it took on a life of its own.</p>



<p>“This week I&#8217;m excited to announce that&nbsp;<a href="https://ymlpcl1.net/4fe7eybyaiaewmuwacawwbaxajsew/click.php" target="_blank" rel="noreferrer noopener">The American in Paris Blog</a>&nbsp;is no longer a one-man show but a team effort, building an on-the-ground database of information for those who want to build a life in France. If you want to learn more, click through to read the article.</p>



<p>“If you&#8217;d like to support Molli Sébrier and me as we grow this project, please give the FB and LI pages a like and follow when you have a moment!”</p>



<p>I fully support Stephen’s growing business and the diversification it induces. Interestingly enough, I have never seen it as competition. He has drawn a lot of attention as a helper for people who want to settle in France.</p>



<p><a href="https://ymlpcl1.net/05bd2yhsakaewmuwaaawwbatajsew/click.php" target="_blank" rel="noreferrer noopener">www.linkedin.com/company/taipblog/about</a></p>



<p><strong><span style="color:#5182FF" class="color">MORE AND MORE FAST-TRACK PROCEDURES WITH PARIS PREFECTURE</span></strong><br>In my September issue, in the section titled NEWS ABOUT IMMIGRATION: ONE PAGE OF THE GOVERNMENT WEBSITE FITS ALL THE PROFESSIONAL CHANGES OF STATUS, I mentioned the move towards more and more professional<em>&nbsp;carte de séjour&nbsp;</em>procedures going through a dedicated website and the email address&nbsp;<a href="&#109;a&#x69;l&#x74;o&#x3a;p&#x70;&#45;&#x64;&#112;&#x67;&#45;&#x36;&#98;-&#99;h&#x61;n&#x67;e&#x6d;&#101;&#x6e;&#116;&#x2d;&#100;&#x65;&#45;&#x73;&#116;a&#116;u&#x74;&#64;&#x69;n&#x74;&#101;&#x72;&#105;&#x65;&#117;&#x72;&#46;&#x67;&#111;u&#x76;&#46;&#x66;r">&#112;&#x70;-&#100;&#x70;g&#45;&#x36;b&#x2d;&#x63;&#104;&#x61;n&#103;&#x65;m&#101;&#x6e;t&#x2d;&#x64;&#101;&#x2d;&#x73;&#116;&#x61;t&#117;&#x74;&#64;&#105;&#x6e;t&#x65;&#x72;&#105;&#x65;u&#114;&#x2e;g&#111;&#x75;v&#x2e;&#x66;&#114;</a>. I can now confirm that this process is complete for all types of status grounded in a professional activity.</p>



<p>Furthermore, the<em>&nbsp;visiteur&nbsp;</em>immigration status also has its own procedure, going through this website:<a href="https://ymlpcl1.net/12372yhuaoaewmuwalawwbadajsew/click.php" target="_blank" rel="noreferrer noopener">https://administration-etrangers-en-france.interieur.gouv.fr/particuliers/#/espace-personnel/connexion-inscription</a></p>



<p>There are several glitches, however: the system requires the applicant to create an account with an email address and password. It often happens that this kind of thing is done on the spur of the moment, but it gets quite complicated to go through the procedure necessary to recover your password should you ever have the misfortune to forget it! Having experienced this with a few clients, I advise you to make sure you make a note of this information. The website also requires an ephoto, a new kind of passport picture. The photo comes with an ID Nº that goes into the uploaded file. One can have this ephoto taken in most “Photomatons”, the self-serve photo booths found in public places including many metro stations in Paris. This means that the applicant must be physically in France to get this done …a complication for many people. The only benefit of the site is that you can submit all the documents needed. We will see if this simplifies the meeting at the prefecture to confirm the request.</p>



<p><strong><span style="color:#5182FF" class="color">MY BUSINESS HAS A NEW FACEBOOK PAGE</span></strong><br>Over the holidays, my assistant, Sarah, took an interesting initiative and created a new Facebook page. It is a good move for her since she and I both moderate it. She can show off her expertise and her ability to give good advice and clearly explain solutions. She does this in French, leaving the queries in English to me.</p>



<p>Since I am already active in a few Facebook groups and my website is my main showcase, I did not feel I needed such a page. On the other hand, it will no doubt benefit her. I do not have the time to monitor this forum and so far, it has been fairly quiet. Sarah is still figuring out how to handle this new task, being quite busy herself. I am sure it will be a great space for exchanges and hope it will pick up soon.</p>



<p>You are welcome to join:<br><a href="https://ymlpcl1.net/19592yheanaewmuwapawwbazajsew/click.php" target="_blank" rel="noreferrer noopener">https://www.facebook.com/rattachement</a></p>



<p><strong>OFFICE CLOSED FOR CHRISTMAS</strong><br>The office will close for three weeks over the Christmas holidays, starting on Friday December 17th in the evening and reopening on the morning of Monday January 3rd. As always, I will be reachable by email for emergencies and important matters. The service I offer of receiving mail for clients will continue while the office is closed. Of course, Sarah or I will honor prefecture meetings already scheduled, as well as a couple of other engagements.</p>



<p>Best regards,</p>



<div id="kt-info-box_92907f-9c" class="wp-block-kadence-infobox"><a class="kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-left kt-info-halign-left kb-info-box-vertical-media-align-top"><div class="kt-blocks-info-box-media-container"><div class="kt-blocks-info-box-media kt-info-media-animate-none"><div class="kadence-info-box-image-inner-intrisic-container"><div class="kadence-info-box-image-intrisic kt-info-animate-none"><div class="kadence-info-box-image-inner-intrisic"><img decoding="async" src="https://www.jeantaquet.com/wp-content/uploads/2022/08/JeanTaquet-2.gif" alt="" width="147" height="132" class="kt-info-box-image wp-image-1932"/></div></div></div></div></div><div class="kt-infobox-textcontent"><h2 class="kt-blocks-info-box-title"></h2><p class="kt-blocks-info-box-text"></p></div></a></div>



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<div id="kt-info-box_9ee5fb-4e" class="wp-block-kadence-infobox"><a class="kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-left"><div class="kt-blocks-info-box-media-container"><div class="kt-blocks-info-box-media kt-info-media-animate-none"><div class="kadence-info-box-image-inner-intrisic-container"><div class="kadence-info-box-image-intrisic kt-info-animate-none"><div class="kadence-info-box-image-inner-intrisic"><img decoding="async" src="https://www.jeantaquet.com/wp-content/uploads/2022/08/qetA-01-300x153-1.png" alt="" width="300" height="153" class="kt-info-box-image wp-image-1870"/></div></div></div></div></div><div class="kt-infobox-textcontent"><h2 class="kt-blocks-info-box-title">QUESTION<br/><br/><em>HOW TO REGISTER WITH CPAM FOR HEALTH COVERAGE</em><br/></h2><p class="kt-blocks-info-box-text"><em>I am an American holding a carte de séjour “visiteur” and I have a question about the application process for the Carte Vitale and the French social security number. Is there an order or scheme to follow to have everything in place? We have read various accounts of procedures but can’t quite put it all in perspective. Where do we start? I need to get on board ASAP with my present situation.</em></p></div></a></div>



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<div id="kt-info-box_471bf9-bd" class="wp-block-kadence-infobox"><a class="kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-left"><div class="kt-infobox-textcontent"><h2 class="kt-blocks-info-box-title">ANSWER<br/><br/></h2><p class="kt-blocks-info-box-text">I will explain all the steps needed to submit such a request, but first I need to point out something fundamental:<br/><strong>All French legal residents have the right to be covered by the Caisse Primaire d’Assurance Maladie (CPAM)</strong>.<br/>Furthermore, it is illegal for someone who lives in France not to have health coverage here. If you get caught without coverage, the system could force you to be covered by the CPAM without thinking of whatever cost you might incur. Only foreigners who do not work in France have the right to have private health coverage.<br/>Especially under President Macron, the CPAM is becoming increasingly strict about the issue of residence. This has two very different consequences:<br/>1. the CPAM is even more restrictive than the law about evaluating what constitutes a “French resident.”<br/>2. the CPAM has the means to find out if someone lost his/her French residence. When this happens, these people get their Carte Vitale cancelled.<br/><br/>To successfully register with the CPAM, you will run into an initial and sometimes complicated obstacle:<br/>The CPAM expects you to have an immigration card – a<em> carte de séjour, a récépissé </em>or a<em> carte de resident </em>– to prove your immigration status. Since you only go to the prefecture when your one-year VLS-TS visa expires, you will only be able to show a<em> carte de séjour </em>about a year or more after you arrive in France, taking into account the possibility that the prefecture appointment occurs after the visa expiration date and that it takes about two to three months to obtain the immigration card after your appointment at the prefecture.<br/>Before the COVID pandemic, the CPAM was pushing the narrative that a visa with OFII registration (i.e., from the Office Français de l&#8217;Immigration et de l&#8217;Intégration), and even going through the entire OFII procedure, did not make an immigrant a complete resident. The CPAM has had a hard time accepting that the combination of the visa and OFII registration is the very definition of a lawfully resident immigrant. Sadly, even when the file is sent directly to the CPAM headquarters, one initially gets the same answer. It can take several attempts before they hear one correctly on this topic.<br/>In short, it is possible for you to legally register with the CPAM right now, but you will experience significant opposition.<br/>Here is another fundamental situation that foreigners have a very hard time comprehending or accepting:<br/><br/><strong>Payment of premiums/taxes towards a health policy and the actual coverage, reimbursement and payment of the medical professional are totally disconnected</strong>.<br/>The payment in question, when you owe it, goes to URSSAF. It is a public collection agency that does not check whether you are actually covered or not. Coverage comes exclusively from the CPAM, which does not link the coverage to any payment. You register with the CPAM, because you are asking for coverage.<br/><br/>The file you submit to the CPAM is very close to what the prefecture asks for:<br/><strong>1. WHO YOU ARE, I.E., YOUR<em> ÉTAT CIVIL</em></strong><br/>These are the documents that define who you are by French standards.<br/><strong>Passport:</strong><br/>ID page<br/>Visa page<br/><strong>Plus:</strong><br/>OFII confirmation with your foreign ID number<br/>The OFII statement that you went through the physical<br/>These secure your immigration status.<br/><strong>In addition:</strong><br/>Birth certificate officially translated into French<br/>Marriage license if applicable<br/>Spouse’s passport and birth certificate if applicable.<br/><br/><strong>2. YOUR FINANCIAL MEANS</strong><br/>French bank statements showing local transactions, proving that you truly live in France.<br/><br/><strong>3. YOUR ADDRESS IN FRANCE<br/>Proof of address</strong><br/>The simplest thing is to either own or rent in your name. Then you must provide: :<br/>A statement from the utility company, proof of tenant liability insurance and a monthly bill for internet connection and, if applicable, a landline. These should be the latest bill, or, if you pay your utility bills via monthly bank transfer, a copy of the annual wrap-up.<br/>Lease or proof of ownership.<br/>Proof of every single month since you arrived, ideally with your date of entry into France.<br/><br/>The above describes quite well how to prove who you are and how long you have lived in France. Then you have the form to fill out and you must provide a R.I.B.<em> relevé d&#8217;identité bancaire </em>detailing your French bank account information and your IBAN in order to receive reimbursements.<br/>Obtaining the French social security number is a direct consequence of having registered with CPAM. One of the most important documents needed before it can be issued is a clean translation of your full birth certificate, as much of the number comes from your date and location of birth.<br/></p></div></a></div>



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<div id="kt-info-box_b6d390-ec" class="wp-block-kadence-infobox"><a class="kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-left"><div class="kt-blocks-info-box-media-container"><div class="kt-blocks-info-box-media kt-info-media-animate-none"><div class="kadence-info-box-image-inner-intrisic-container"><div class="kadence-info-box-image-intrisic kt-info-animate-none"><div class="kadence-info-box-image-inner-intrisic"><img decoding="async" src="https://www.jeantaquet.com/wp-content/uploads/2022/08/qetA-01-300x153-1.png" alt="" width="300" height="153" class="kt-info-box-image wp-image-1870"/></div></div></div></div></div><div class="kt-infobox-textcontent"><h2 class="kt-blocks-info-box-title">QUESTION<br/><br/><em>THE PARIS PREFECTURE PROCEDURE FOR SPOUSES OF EU CITIZENS<br/></em></h2><p class="kt-blocks-info-box-text"><em>I am an American citizen and I had my titre de séjour convocation on October 5th with my EU wife at the Parisian prefecture “en qualité de conjoint d&#8217;un citoyen de l&#8217;UE”. The location mentioned on the document was on Rue Truffaut in the 17th district.</em><br/>We arrived with all of our documents and translations, etc., and were told that “we only assist foreigners from Morocco, Algeria, etc.” We were turned away and told that we needed to get another appointment, which they created for us, for December at the prefecture in Place Louis Lépine.<br/>I believe we were rejected at our original appointment for the wrong reasons, and that there was no reason why they were not able to help us.<br/>We followed all the guidance and links online and booked at the correct prefecture for where we live (8ème). It led us to Rue Truffaut and they told us they could not help us because I am an American citizen and not from northern Africa.<br/><em>Can you explain what our next course of action should be?</em></p></div></a></div>



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<p>Understanding the intricacies of the Parisian prefecture should help you deal with the situation now and for the duration of your stay in France. The Paris prefecture is now making extensive use of various pages on its website to communicate with the public, especially foreigners who need to go through immigration procedures. Things are pretty much the same way at all other prefectures as well. But one thing is specific to Paris: the number of locations throughout the city (there are nine) that handle immigrants and are open to the public. There is strict organization regarding who goes where and why.</p>



<p>The trend of having the procedures done online started a few years ago and was quickly accelerated by the COVID pandemic. Now almost all communication regarding immigration goes through the website up to the scheduling of the appointment, which is always held in person. This helps many people whose status is simple, but it can also create nightmares for people who do not fit the right profile.</p>



<p>Two branches specialize in issuing appointments for people who do not have a visa when they entered France. They are called<em>&nbsp;centres de réception des étrangers (C.R.E.).&nbsp;</em>One is on Rue Truffaut, the other on rue Charcot in the 13th district.</p>



<p>To explain what happened to you, I need to describe what existed before this procedure was done online and then what happens now.</p>



<p><strong>Before</strong><br>All foreigners holding an initial entry visa, as well as those who entered France without a visa, including undocumented aliens, went to a<em>&nbsp;centre de réception des étrangers&nbsp;</em>to start the immigration procedure by asking for an appointment at headquarters – in Paris, that meant the prefecture on the Ile de la Cité, on Place Louis Lépine – to request a<em>&nbsp;carte de séjour</em>.</p>



<p><strong>Now</strong><br>Only undocumented aliens have their appointments at one of the two<em>centres de réception des étrangers.</em>&nbsp;A very specific procedure allows this. It starts with acknowledging an illegal stay in France by submitting valid documents proving a significant period of having lived in France without leaving. The second part of the file depends on the grounds for one’s request for the<em>&nbsp;carte de séjour,&nbsp;</em>i.e., being an employee and therefore sponsored by an employer, or a private life situation. The complete file entitles the person to ask for an appointment at a<em>&nbsp;centres de réception des étrangers&nbsp;</em>as the first step. Once their file has been reviewed, if the request is accepted, the person get an appointment at the Cité headquarters to seal the request and have the card issued.</p>



<p>This explains what you were told when you showed up at the Rue Truffaut branch. Clearly you did not fit the profile of foreigners seeking this procedure.</p>



<p>Regardless of whether you enter France with or without a visa as an American citizen, the treaties signed among the EU member countries, and consequently French legislation, grants you a legal stay in France. From what you described, you initially entered France without a visa, as was your right. This explains why you were handled electronically by the Rue Truffaut branch initially. At the same time you claimed you had a right to French immigration based on your spouse’s nationality and your joint residency in France (Paris). Thus you did not belong to the group that would go to Rue Truffaut to get your appointment.</p>



<p>Now, because the computer system has superseded the previous in-person procedure, the appointment confirmation you received stated that it was issued by the Rue Truffaut branch and the appointment was at the Cité headquarters, since there was no need for an initial investigation because you have a legal right to a French immigration residency. The fact that it was issued by Rue Truffaut was shown in the upper left corner and the location was mentioned in the square in the middle of the page.</p>



<p>I did not mention any specific nationalities other than American, as in theory all nationalities can go to Rue Truffaut; the last time I went to a<em>&nbsp;centres de réception des étrangers&nbsp;</em>was with an American who had been illegally in France for more than ten years. That qualified the person for the unconventional procedure of proving a long illegal stay in order to obtain a legal one.</p>



<p>I hope this explanation reassures you that everything the prefecture did was right. By issuing you a new appointment, they helped you by protecting your rights and you did not need to do the procedure by yourself.</p>



<p>I would like to add that having an EU spouse grants you the right to stay in France, so the vast majority of the file is about your spouse and your communal life together, with very little about you. This may seem counterintuitive since you are the applicant.</p>
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<div id="kt-info-box_dfba3d-bc" class="wp-block-kadence-infobox"><a class="kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-left"><div class="kt-blocks-info-box-media-container"><div class="kt-blocks-info-box-media kt-info-media-animate-none"><div class="kadence-info-box-image-inner-intrisic-container"><div class="kadence-info-box-image-intrisic kt-info-animate-none"><div class="kadence-info-box-image-inner-intrisic"><img decoding="async" src="https://www.jeantaquet.com/wp-content/uploads/2022/08/qetA-01-300x153-1.png" alt="" width="300" height="153" class="kt-info-box-image wp-image-1870"/></div></div></div></div></div><div class="kt-infobox-textcontent"><h2 class="kt-blocks-info-box-title">QUESTION<br/><br/><em>RENTING AN APARTMENT IN PARIS<br/></em></h2><p class="kt-blocks-info-box-text"><em>We are an American couple and we are experiencing great difficulties in renting an apartment in Paris, probably because of our employment status. We have ample means in the USA and even though we are both artists, our steady income can easily cover the rent on the apartment we are looking at. We think that we have an excellent profile even though we do not have a conventional employer. Is there a way for us to rent in Paris, outside the Airbnb market?</em></p></div></a></div>



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<p>Sadly, this is a common situation for people with your profile. Renting a home in France, especially in Paris, starts with a crucial observation:</p>



<p>It takes about three years to expel a non-paying tenant who uses all the available procedures to delay the inevitable outcome.</p>



<p>Most foreigners do not know this, so they misjudge the situation, often thinking it is discrimination or fear of renting to a non-French person. Regardless of the size of the apartment, the amount of the rent and the revenue shown by the candidate, to a French landlord everybody looks like a potential stiffer. Renting out property entails a high level of financial risk, not counting the cost of an eventual court case. Therefore, the landlord and management agency look at two things above all:</p>



<p>1. What is the candidate’s assured revenue?<br>2. How strong a guaranty do they offer?</p>



<p>Down the years, many programs have been created to help ease this legitimate concern. But they have almost exclusively been available to people who are employed in France. Thus you have not access to these public guarantor programs. Clearly you need to find another way to offer the landlord sufficient guarantees, since you cannot radically change the nature of your income. The only reasonable way to do this in France is to have your French bank be your guarantor. This system has huge flaws but it is the only way that makes sense.</p>



<p>Setting this up means having two different contracts, combined into one.<br>1. You start by transferring a substantial amount of money to France, enough to cover between six months and one year of rent. Then you invest this money in a mutual fund account with your bank after discussing and reviewing with your banker the financial products most compatible with your needs. Since you know more or less how much the rent is, you should be able to set this up without too much difficulty.</p>



<p>2. Before you visit apartments, when you contact agencies or owners, always give them a complete file introducing you and including a copy of the mutual fund statement, along with a note from the bank stating that it is ready to set up the guaranty agreement, which can only be done after you sign the lease. The bank then creates a link between the mutual fund account and the landlord-agency. This service is not free; the bank will charge you a small fee for the entire time of the rental.</p>



<p>To repeat, this means moving a large sum of money to France: If the rent is 2,000€ to 4,000€ a month, you will need 12,000€ to 24,000€ for six months, 24,000€ to 48,000€ for a year. This will almost certainly mean paying capital gains taxes in the USA and related bank fees. It may be a difficult idea to swallow at first, although you might look at it as an opportunity to diversify your global assets, and in the end it may not be as expensive as it first looks.</p>



<p>Finally, note that there are different Parisian rental markets:</p>



<ul class="wp-block-list"><li>1. For short term rental of the Airbnb type, there is no need for a guarantor.</li><li>2. For a secondary residence, usually a furnished apartment with a fixed-term non-renewable lease, rarely for more than a year, there may not be any need for a guarantor.</li><li>3. To obtain a lease for a furnished property, silently renewable every year, with you as tenant having the right to give notice, you need a guarantor. Once you declare your worldwide income in France, the lease becomes protected as the apartment is considered your primary residence, even though the original lease was drafted differently.</li><li>4. An unfurnished apartment lease is so protected that a guarantor is a must, often for a long period.</li></ul>



<p>To sum up, for realistic expectations of finding the right accommodations, chances are you will either have to go through all the above steps – or hire an apartment hunter, a real estate professional who will find your new home, and therefore will get you a primary residence lease.</p>
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		<title>Dreamboat Annie</title>
		<link>https://www.jeantaquet.com/dreamboat-annie/</link>
		
		<dc:creator><![CDATA[Jean]]></dc:creator>
		<pubDate>Wed, 01 Sep 2021 08:25:13 +0000</pubDate>
				<category><![CDATA[2021]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[carte de sejour]]></category>
		<category><![CDATA[COVID]]></category>
		<category><![CDATA[MEDICAL]]></category>
		<category><![CDATA[METRO]]></category>
		<guid isPermaLink="false">https://www.jeantaquet.com/?p=2203</guid>

					<description><![CDATA[September 2021 Dreamboat Annie&#160;was the band Heart’s first album. A reader challenged me to use this title for the September issue. Two ago, with the July 2019 issue, I faced a similar challenge with the title “Father and Son” by Cat Stevens. Before going on vacation, I had a few ideas about what to write [&#8230;]]]></description>
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<h5 class="wp-block-heading"><em>September 2021</em></h5>



<p><em>Dreamboat Annie&nbsp;</em>was the band Heart’s first album. A reader challenged me to use this title for the September issue. Two ago, with the July 2019 issue, I faced a similar challenge with the title “Father and Son” by Cat Stevens.</p>



<p>Before going on vacation, I had a few ideas about what to write in order to rise to the challenge. Now the summer vacation is over for many, including for myself. During those weeks, I never thought about sailing a boat, being able to have that kind of leisure. When I thought of a boat, it was as a way to escape, especially to get away from continuing uncertainty. This summer was a time of good and bad news about COVID-19 in both the USA and France; on TV, the news programs managed to give both a few seconds apart. What is most unsettling for people is the uncertainty, not knowing what will happen or what to expect. Maybe this is the kind of dreamboat a lot of people think about.&nbsp;<br>As the lyrics state:<br><em>Warm wind caress her, her lover it seems<br>Oh Annie, dreamboat Annie<br>Ship of dreams<br>Oh Annie, dreamboat Annie<br>Little ship of dreams</em></p>



<p>The song has nothing to do with an actual boat. It is about going away with a lover. Aside from what is happening in Afghanistan, the main preoccupation once again in many parts of the USA as well as in France is going back to school. This is what I wrote in my September 2020 issue titled<em>&nbsp;School’s Out.</em>&nbsp;It was the fifth studio album by American rock band Alice Cooper, released in 1972:<br><em>“The issue of whether to reopen schools was covered by the media every day in July. ……..</em></p>



<p><em>As is common these days, school reopening has become a binary issue: one side says it is completely safe and children do not get sick; the other side sees schools becoming centers of infection, propagating the virus throughout the community. Children, whether they become sick with COVID-19 or not, can pass it on to teachers and parents, and thus to the community at large. Students of all ages do indeed congregate, and classrooms make it difficult for them to stay away from each other.”</em></p>



<p>This applies almost perfectly to what is happening today, as if nothing has changed in one year. So many things have changed. To state some obvious, the USA has a new president and France is getting into the presidential election campaign things. In both countries, today, vaccination is readily available.</p>



<p><strong><span style="color:#5182FF" class="color">NAMING THINGS </span></strong><br>French language has a couple of words for a common type of mixed-race people:<em> mulâtre </em>and<em> Eurasien(ne). </em>This vocabulary might seem like a tiny detail of no consequence. The word<em> mulâtre </em>is first recorded in the French language in 1544. A related word exists in English. As Wikipedia notes:</p>



<p>“The English term and spelling<em>&nbsp;mulatto&nbsp;</em>is derived from the Spanish and Portuguese<em>&nbsp;mulato.&nbsp;</em>It was a common term in the Southeastern United States during the era of slavery. Some sources suggest that it may derive from the Portuguese word<em>&nbsp;mula&nbsp;</em>(from the Latin<em>&nbsp;mūlus)</em>, meaning mule, the hybrid offspring of a horse and a donkey. The Real Academia Española traces its origin to<em>&nbsp;mulo&nbsp;</em>in the sense of hybridity; originally used to refer to any mixed-race person. The term is now generally considered outdated and offensive in non-Spanish and non-Portuguese speaking countries, and was considered offensive even in the 19th century.”</p>



<p>In 1858, France began founding colonies in Southeast Asia. French Indochina, at its peak, included Vietnam, Laos and Cambodia. The word<em>&nbsp;Eurasien(ne)</em>&nbsp;appeared at about that time. When writing this issue, I discovered that a similar word, which I had never before heard nor read, exists in English: “Eurasian.”,</p>



<p>In the most recent French census, at least 40% of respondents reported having at least one grandparent born as a foreigner. This indicates how much France continues to be a melting pot. France is experiencing racism on several levels. I could describe countless situations illustrating this problem. One small way to illustrate it is the story of the father of Alexandre Dumas, author of<em>&nbsp;The Three Musketeers.&nbsp;</em>Thomas-Alexandre Dumas, a general in Napoleon’s army, was of mixed race. Wikipedia has this to say about him:</p>



<p>“Born in Saint-Domingue, Thomas-Alexandre was the son of Marquis Alexandre Antoine Davy de la Pailleterie, a French nobleman, and Marie-Cessette Dumas, a slave of African descent. He was born into slavery because of his mother’s status, but his father took him to France in 1776 and had him educated. Slavery had been illegal in metropolitan France since 1315 and thus any slave would be freed de facto by being in France. His father helped him enter the French military.”</p>



<p>And in French Wikipedia:<br>&#8220;Mulâtre de Saint-Domingue, il est le premier général de l’armée française ayant des origines afro-antillaises. Il fit la campagne de Belgique, la guerre de Vendée (1793-1796), la guerre des Alpes, la campagne d’Italie (1796-1797) et la campagne d’Égypte (1798-1801).&#8221;</p>



<p>Today in French the word<em>&nbsp;métis&nbsp;</em>refers to mixed-race people in general. I have an interest in languages, and I find it interesting that in the USA there is no equivalent word to describe mixed-race people, even though there have been several different terms for African Americans in the past 60 years or so.</p>



<p>Having such a word would almost certainly not improve the situation, but does its absence reveal any differences between how race is regarded in France and the USA? Maybe to a few people. If there were an accepted word for people of mixed race, would it help the situation? Considering the growing number of mixed-race couples having children, it might be time to think about it, unless I misunderstand the issue.</p>



<p><span style="color:#5182FF" class="color"><strong>THE NEW LOGO FOR MY PRACTICE</strong> </span><br>Sometimes something good comes out of a bad accident. I moved to my new office near Nation almost five years ago, in mid-September 2016. At the time, my son gave me a stele he had carved all by himself. It has been in the courtyard near the entrance door of my office. This spring, it fell and about a third was shattered, making it impossible to repair.</p>



<p>My son had set aside a week or so in August to redesign the stele and make a new piece of art. After having drawn his motif, he worked in the courtyard for an entire week. He had noticed that in my previous issue, I expressed a desire that starting in September I would have a workload more compatible with my age. Now the new stele stands close to my office door, which should make it a strong reminder of this good resolution. Currently, I am managing to maintain somewhat stricter control over my schedule, which I have filled up to mid-October. My office has only been open for two weeks and I have kept my lunchtimes clear of meetings.</p>



<p>When Eric finished the stele, I published the picture of it on Facebook, where it got a lot of reaction. I also received an email about it from a client, who drew my attention to the word “kit” and recalled the idea of a military kit and the expression kit and caboodle. The email continued, “I liked the word ‘kit’. And I thought it was nice how the words were truncated to look nicer. Like Sur viv al kit made it poetic. I think it is truly a wonderful piece. And the part I am curious about is the flower, a certain kind of flower or an imaginary flower? Anyway, I thought the sculpture was great.</p>



<p>I answered:<br>“He has been following the evolution of my business as well as my desire to make those changes. So this sculpture illustrates or even symbolizes my future aspiration. Also, there is a lot of wordplay between French and English here. His first idea was to carve four feathers to symbolize writing as an author. Its translation in French is<em>plume,&nbsp;</em>which in French refers to a writing tool, often a fountain pen as well as a feather. So this sculpture evokes my desire in the future to write and maybe get published. As he was looking for inspiration, he saw the plants we have in the courtyard and they also look like leaves. In French, the translation is<em>feuille,&nbsp;</em>the word for a sheet of paper. So this is another way to symbolize the desire to write more as well as my everlasting love of writing. As for the choice Eric made in how to write the name of the corporation, he used the small space below the sculpture and was forced to dismantle the words.”</p>



<p><a href="https://www.facebook.com/jean.taquet">https://www.facebook.com/jean.taquet</a></p>



<p><strong><span style="color:#5182FF" class="color">NEWS ABOUT IMMIGRATION: ONE PAGE OF THE GOVERNMENT WEBSITE FITS ALL THE PROFESSIONAL CHANGES OF STATUS</span></strong><br>In the May 2021 issue, I detailed how the procedure had changed regarding immigration applications for getting a job as an employee. About two months after the new regulation went into effect, the immigration authorities decided to also put requests to become self-employed and obtain the<em> passeport talent </em>status on the same platform. I do not have enough of a track record with those procedures in the new system to say whether it is easier or harder to be approved, or whether the small number of initial documents requested is all that is needed or whether they will get back to you and ask for more. Here is how the procedure now goes:<br>1. Submit the request.<br>2. Get it approved and send the approval to a special email address: <a href="mailto: &#112;&#x70;&#45;&#x64;&#112;&#x67;&#45;&#x36;&#98;&#x2d;&#99;&#x68;&#97;&#x6e;&#103;&#x65;&#109;&#x65;&#110;&#x74;&#45;&#x64;&#101;&#x2d;&#115;&#x74;a&#x74;u&#x74;&#64;&#x69;n&#x74;e&#x72;i&#x65;u&#x72;&#46;&#x67;o&#x75;v&#46;f&#114;.">&#x70;&#112;&#x2d;&#x64;p&#x67;&#45;6&#x62;&#45;c&#x68;&#97;&#x6e;&#x67;e&#x6d;&#101;n&#x74;&#45;d&#x65;&#45;&#x73;&#x74;&#97;&#x74;&#x75;t&#x40;&#105;n&#x74;&#101;r&#x69;&#101;&#x75;&#x72;&#46;&#x67;&#111;u&#x76;&#46;f&#x72;.</a></p>



<p>This is the site where you now carry out this procedure:&nbsp;<a href="https://ymlpcl1.net/4391fqysavaewebyalaqqqadajsew/click.php" target="_blank" rel="noreferrer noopener">https://administration-etrangers-en-france.interieur.gouv.fr</a></p>



<p><strong><span style="color:#5182FF" class="color">CURRENT REGULATIONS ON THE FRENCH HEALTH PASS</span></strong><br>I am almost afraid to write anything about this, as it feels that even with the vaccination program and the health pass, the regulations seem to change daily. That is an exaggeration, but it definitely feels that way.</p>



<p>I translated the guidelines the government issued in mid-August, on the various situations allowing one to obtain a<em>&nbsp;pass sanitaire.&nbsp;</em>I just hope some of it will still be pertinent when I send out this issue.</p>



<p>1. The first way to get the health pass is to be fully vaccinated. Vaccination is considered complete for those in one of the following situations:</p>



<ul class="wp-block-list"><li>7 days after the second injection for double injection vaccines (Pfizer, Moderna, AstraZeneca).</li><li>28 days after injection for a single injection vaccine (Johnson &amp; Johnson, aka Janssen).</li><li>7 days after a single injection of vaccine for people who previously had COVID-19.</li></ul>



<p>The certified vaccination certificate, or<em>&nbsp;pass sanitaire,&nbsp;</em>can be obtained by going to this site:&nbsp;<a href="https://ymlpcl1.net/333d5qyuazaewebyataqqqaiajsew/click.php" target="_blank" rel="noreferrer noopener">https://attestation-vaccin.ameli.fr</a></p>



<p>Since May 27, all vaccinated people have been able to collect their vaccination certificate from this site. In addition, any healthcare professional can find a vaccination certificate and print it upon request.</p>



<p>2. Proof of a negative test result fewer than 72 hours old (or 48 hours for antigen tests in the context of trips to certain destinations, such as Corsica, French overseas communities and the European Union)</p>



<p>All RT-PCR, antigen tests and now self-tests under professional supervision generate proof as soon as the result is entered by healthcare staff in SI-DEP, the new<em>&nbsp;système d&#8217;information de dépistage,&nbsp;</em>or COVID screening information system. The test result can be printed immediately for antigen tests and self-tests, under supervision of health professionals, and can also be made available to the patient after an email and SMS notifies them to retrieve it from the SI-DEP portal.</p>



<p>The patient then imports the results to the TousAntiCovid app. You can either scan the QR code located on the paper or PDF document issued by SI-DEP to accompany the test result, or click on a link in the SI-DEP portal, which allows the test result to be imported directly into TousAntiCovid.</p>



<p>The time limits of 72 or 48 hours for test validity, depending on the type of test, are supposed to be strictly observed when, for example, one enters the site of an event requiring a health pass.</p>



<p>For trips to Corsica, overseas communities or EU countries, self-tests under professional supervision are not admissible. Only RT-PCR and/or antigen tests are accepted.</p>



<p>3. A positive result from a RT-PCR or antigen test, attesting to recovery from COVID-19, dated from at least 11 days and less than 6 months previously. Such results indicate a limited risk of reinfection with COVID-19.</p>



<p>The health pass has been used in France since June 9, 2021, and makes it possible to check the holder’s vaccination status, test result or the certificate of recovery.</p>



<p>Here is the website where I found this information:&nbsp;<a href="https://ymlpcl1.net/0de88qyeafaewebyafaqqqazajsew/click.php" target="_blank" rel="noreferrer noopener">www.gouvernement.fr/pass-sanitaire-toutes-les-reponses-a-vos-questions.</a></p>



<p><strong><span style="color:#5182FF" class="color">MY BUSINESS HAS A NEW FACEBOOK PAGE</span></strong><br>Over the holidays, my assistant, Sarah, took an interesting initiative and created a new Facebook page. It is a good move for her since she and I both moderate it. She can show off her expertise and her ability to give good advice and clearly explain solutions. She does this in French, leaving the queries in English to me.</p>



<p>Since I am already active in a few Facebook groups and my website is my main showcase, I did not feel I needed such a page. On the other hand, it will no doubt benefit her. I do not have the time to monitor this forum and so far, it has been fairly quiet. Sarah is still figuring out how to handle this new task, being quite busy herself. I am sure it will be a great space for exchange, and hope it will pick up in the near future.</p>



<p>You are welcome to join:<br><a href="https://ymlpcl1.net/5724fqymafaewebyataqqqacajsew/click.php" target="_blank" rel="noreferrer noopener">https://www.facebook.com/rattachement</a></p>



<p>Best regards,</p>



<div id="kt-info-box_92907f-9c" class="wp-block-kadence-infobox"><a class="kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-left kt-info-halign-left kb-info-box-vertical-media-align-top"><div class="kt-blocks-info-box-media-container"><div class="kt-blocks-info-box-media kt-info-media-animate-none"><div class="kadence-info-box-image-inner-intrisic-container"><div class="kadence-info-box-image-intrisic kt-info-animate-none"><div class="kadence-info-box-image-inner-intrisic"><img decoding="async" src="https://www.jeantaquet.com/wp-content/uploads/2022/08/JeanTaquet-2.gif" alt="" width="147" height="132" class="kt-info-box-image wp-image-1932"/></div></div></div></div></div><div class="kt-infobox-textcontent"><h2 class="kt-blocks-info-box-title"></h2><p class="kt-blocks-info-box-text"></p></div></a></div>



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<div id="kt-info-box_9ee5fb-4e" class="wp-block-kadence-infobox"><a class="kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-left"><div class="kt-blocks-info-box-media-container"><div class="kt-blocks-info-box-media kt-info-media-animate-none"><div class="kadence-info-box-image-inner-intrisic-container"><div class="kadence-info-box-image-intrisic kt-info-animate-none"><div class="kadence-info-box-image-inner-intrisic"><img decoding="async" src="https://www.jeantaquet.com/wp-content/uploads/2022/08/qetA-01-300x153-1.png" alt="" width="300" height="153" class="kt-info-box-image wp-image-1870"/></div></div></div></div></div><div class="kt-infobox-textcontent"><h2 class="kt-blocks-info-box-title">QUESTION<br/><br/><em>HOW DOES MICRO SELF-EMPLOYED STATUS WORK?</em><br/></h2><p class="kt-blocks-info-box-text"><em>A few months ago someone in Australia hired me in a very “casual” way, i.e. no contract, etc., to help her find and buy items and furniture to be sent to her in Australia. She offered to pay me €30 per hour, on an eight-hour-a-week basis. Instead, I chose to be a self-employed trader – a second-hand dealer in France. I pay for each purchase and then I resell them to her for a small profit.</em><br/><em>The problem is that with my auto-entrepreneur status I can only report the total I charged and I cannot deduct the amount I spent. How can this be normal? I need a solution urgently, as I have some shopping for my employer and I want right now to deduct this from my taxes. For example, if she puts money in my account and I pay for the purchases with her money and I ask for the invoice in her name and not mine, I imagine that might work.</em></p></div></a></div>



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<div id="kt-info-box_471bf9-bd" class="wp-block-kadence-infobox"><a class="kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-left"><div class="kt-infobox-textcontent"><h2 class="kt-blocks-info-box-title">ANSWER<br/><br/></h2><p class="kt-blocks-info-box-text">I would pretty much need to write a book about the legal and fiscal status of independent workers in France to give you a complete explanation. So I will just focus on the different ways of calculating taxable profit.<br/><br/>You have the status of a trader since you buy to sell as a primary activity and you give advice and get paid by the hour as a secondary activity. So your fiscal and legal status is<em> commerçant </em>and your income tax is based on industrial and commercial profit<em> (bénéfice industriel et commercial, </em>or BIC). This entails three different types of possible status, each with its own way of calculating profit and related accounting obligations:<br/><br/><strong>1 &#8211; Micro</strong> has a limit of 176,200€ for activities involving the sale of goods, sale to be consumed on the spot, or commercial rentals. A standard deduction of 71% for sales activities covers the expenses of running the business. Thus if you earn $100 (you have sold an item and received $100), the business expense related to that purchase is $71 and your profit is $29. You cannot itemize expenses with this status, its built-in standard deduction.<br/><br/><strong>2 &#8211; Réel simplifié</strong> is applied between 176,200€ and 818,000€ in sales (before VAT/TVA). The calculation of the profit is done by itemizing the business expenses.<br/><br/><strong>3 &#8211; Réel normal </strong>concerns entrepreneurs who achieve annual turnover excluding tax (CAHT) exceeding 818,000€. Taxation under this regime is also based on itemizing the business expenses.<br/><br/>You need to make a basic choice based on what is most important to you as well as what makes the most financial sense. In practical terms, if you can earn enough with the<em> micro </em>ratio of 29% profit and 71% business expenses, stay with it, as it involves virtually no paperwork.<br/>If calculations reveal that itemizing your expenses would decrease your profit and therefore allow you to pay less income tax and social charges, then make sure to add all the extra expenses that come with hiring an accountant to do your books, plus the time you will spend and the aggravation of having to do this administrative work.<br/>The calculation ends up being quite complex, and sometimes peace of mind is worth a lot more than financial gain.<br/>The other side of the issue should be reviewed, as it could be to your benefit. You are right about one thing: if your Australian partner pays the invoice directly to the merchant and the paperwork is in her name, nothing goes through your books. This means that she never sends you this money. As a consultant, you can always charge a fee, which would be what you see to be your profit as you defined it. In one way it secures the sale as you are not paying for it. At the same time, you need to invoice her for your compensation and you may run a risk of not being paid. I do not see this way as significantly better. The risk is different.</p></div></a></div>



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<div id="kt-info-box_5877a9-34" class="wp-block-kadence-infobox"><a class="kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-left"><div class="kt-blocks-info-box-media-container"><div class="kt-blocks-info-box-media kt-info-media-animate-none"><div class="kadence-info-box-image-inner-intrisic-container"><div class="kadence-info-box-image-intrisic kt-info-animate-none"><div class="kadence-info-box-image-inner-intrisic"><img decoding="async" src="https://www.jeantaquet.com/wp-content/uploads/2022/08/qetA-01-300x153-1.png" alt="" width="300" height="153" class="kt-info-box-image wp-image-1870"/></div></div></div></div></div><div class="kt-infobox-textcontent"><h2 class="kt-blocks-info-box-title">QUESTION<br/><br/><em>WHO PAYS THE TAXE D’HABITATION: THE TENANT OR THE LANDLORD?</em><br/><br/></h2><p class="kt-blocks-info-box-text"><em>I came to Paris in 2015 on a titre de séjour étudiant and completed my studies in 2019. At that time, I converted to a Recherche d’emploi/Création d’entreprise carte de séjour, which lasted one year and was not renewable and expired in November 2020.</em><br/><em>Back against the wall, as I never got a job offer, I made a “plan B” appointment at the prefecture to change my status to entrepreneur/profession libérale. I had a business plan and I had registered with URSSAF as an auto-entrepreneur. The prefecture granted me one carte de séjour; I am still in shock that my request was approved.</em><br/><em>At first, I did not make enough to pay rent. I withdrew money from my American accounts to support myself here while I looked for work. They wanted to see that I made at least the SMIC for the year in an account in France, so a girlfriend of mine got me a good waitress job that paid twice the SMIC.</em><br/><em>A few days ago I was at the prefecture showing all the work I did. I saw an unhelpful woman at the guichet who told me to write in “Salarié” on the form, indicating my change of carte de séjour. I am concerned that this will interrupt my ability to do my freelance work. I wanted to add salarié, like my French boyfriend has done. I learned the other day that my future employer has since gone online to submit the 8-step form.</em><br/><em>I have been in France for six years now, got my master’s here and have now, finally, found an employer. I want to work as an employee and I would like to have my business helping anglophones relocate here to Paris at the same time.</em><br/><em>I am looking for any feedback, good or bad, about being able to keep both statuses.</em></p></div></a></div>



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<h2 class="wp-block-heading">ANSWER</h2>



<p>First of all, the starting point is deeply wrong. The tenant always pays the<em>&nbsp;taxe d’habitation.&nbsp;</em>The tax is owed by whomever occupied the lodging on the 1st of January of a given year. You pay the primary residence rate if you declare your worldwide income to France in May of the same year. The only case in which the owner pays the<em>&nbsp;taxe d’habitation&nbsp;</em>is if no one lives there (which means the owner could use it as a secondary residence). In Paris, the tax for a secondary residence is quite high. Thus your lease made you pay the secondary residence rate, since your landlord paid it. The most common reason to do this is that the owner is not declaring his/her rental income to the tax office and the best way to hide it is to have all utilities and internet included in the monthly payment so that nothing is in the tenant’s name. What must have happened is that either you registered a consulting business at this address, or the previous year you filed a French income tax declaration from it. I would not be surprised if his demand is motivated by wanting to get even with you for having done this and probably creating difficulties for him with his tax office.</p>



<p>Knowing this background should help you handle the situation as smoothly as possible. The only document that can achieve what you need is the<em>&nbsp;bordereau de situation fiscale (modèle P237),&nbsp;</em>often just called the<em>bordereau P237.&nbsp;</em>It is issued by your tax office upon request. It lists all the taxes you owed, the payments you made, and any balance remaining.</p>



<p>It can take a few days to get it in the mail. Sometimes you can get it right away in your<em>&nbsp;espace particulier,&nbsp;</em>your tax office account as a private individual.</p>



<p>My advice is to inform the agency that you have asked for it, saying you will submit the original document upon receiving it. See what happens. It might be their last request, in which case you will know if they want to play fair and their request for this proof is legitimate, or if they want to keep some or all of your security deposit.</p>
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<div id="kt-info-box_f44d54-65" class="wp-block-kadence-infobox"><div class="kt-blocks-info-box-link-wrap kt-blocks-info-box-media-align-top kt-info-halign-left"><div class="kt-infobox-textcontent"><h2 class="kt-blocks-info-box-title">DISCLAIMER<br/><br/></h2><p class="kt-blocks-info-box-text">Please forward this message to all those who would be interested in its contents. The information contained in this newsletter is intended only as general information. I strongly urge readers to seek professional guidance concerning the legal and tax matters mentioned. This newsletter is intended as a general guide and is not to be taken as professional advice.<br/></p></div></div></div>
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		<title>Hard Headed Woman</title>
		<link>https://www.jeantaquet.com/hard-headed-woman/</link>
		
		<dc:creator><![CDATA[Jean]]></dc:creator>
		<pubDate>Sat, 01 Jun 2019 08:57:08 +0000</pubDate>
				<category><![CDATA[2019]]></category>
		<category><![CDATA[DIRECCTE]]></category>
		<category><![CDATA[DOUANE]]></category>
		<category><![CDATA[METRO]]></category>
		<category><![CDATA[URSSAF]]></category>
		<category><![CDATA[visa]]></category>
		<guid isPermaLink="false">https://www.jeantaquet.com/?p=2351</guid>

					<description><![CDATA[June 2019 The song “Hard-Headed Woman” was recorded on Cat Stevens’s fourth album, Tea for the Tillerman, released in 1970. I’m looking for a hard-headed womanOne who’ll take me for myselfAnd if I find my hard-headed womanI won’t need nobody else, no no no! I’m looking for a hard-headed womanOne who’ll make me do my [&#8230;]]]></description>
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<h5 class="wp-block-heading"><em>June 2019</em></h5>



<p>The song “Hard-Headed Woman” was recorded on Cat Stevens’s fourth album, Tea for the Tillerman, released in 1970.</p>



<p>I’m looking for a hard-headed woman<br>One who’ll take me for myself<br>And if I find my hard-headed woman<br>I won’t need nobody else, no no no!</p>



<p>I’m looking for a hard-headed woman<br>One who’ll make me do my best<br>And if I find my hard-headed woman<br>I know the rest of my life will be blessed, yes yes yes.</p>



<p>I have always loved this song, and I share the inclination for strong-willed women. I am not sure how many men, even today, will feel blessed finding a hard-headed woman. My friend Richard found his mate many years ago, and she is now grieving his death. Some pending changes in state law in the South of the USA reminded me of this song describing a quest for the right strong-willed woman. I have no idea what will happen to these legislative changes at the end of the process, but I am sure there will be an increase in the number of hard-headed women throughout the USA. It will scare some or many men. It will also offer a larger choice to men who know they will be blessed for the rest of their life with the hard-headed woman of their liking.</p>



<p><strong><span style="color:#5182FF" class="color">OFFICE CLOSED FOR MY 60th BIRTHDAY</span></strong><br>The office will close for a little less than two weeks for this occasion, from the evening of Friday June 14, reopening the morning of Tuesday July 2nd. I will only be reachable by e-mail for emergencies and important matters, as I will be outside of France. My service of receiving mail for clients will continue while the office is closed. For the first time in about 20 years, an issue of my column, that of July 2019, will probably not be sent the last day of the month, as I will still be out of the country on vacation. You may expect to receive the issue on the 2nd or the 3rd.</p>



<p><strong><span style="color:#5182FF" class="color">THE EUROPEAN ELECTIONS</span></strong><br>In France, voting took place on Sunday May 26, which was too late for me to draw any conclusions for the current issue, so my reflections on the European elections will have to wait until the next issue.</p>



<p><strong><span style="color:#5182FF" class="color">URSSAF HAS INTRODUCTORY INFO IN ENGLISH</span></strong><br>I recently discovered that URSSAF is now communicating in English, including a three-minute video explaining French social programs. I am tempted to dismiss this effort because the information is so basic that I wonder who in France would not already know it. That being said, my clients often need me to explain to them how the system works at such a basic level. So I admit this communication campaign might be useful to foreigners who have not figured out how France’s social programs work, starting with an overview on healthcare coverage.</p>



<p>I almost wish I could conduct a poll to find out how many people will take the time to watch the video and how many of them honestly learn something it. Nevertheless, this is a move in the right direction, and I hope URSSAF will continue down this path.</p>



<p>The main section of the URSSAF website in English starts here:</p>



<p><a href="http://www.urssaf.fr/portail/home/welcome-to-foreign-companies.html">www.urssaf.fr/portail/home/welcome-to-foreign-companies.html</a></p>



<p>It includes a link to the video on the right side. Otherwise, go directly to:</p>



<p><strong><span style="color:#5182FF" class="color">THE ICONIC METRO TICKET IS ABOUT TO DISAPPEAR</span></strong><br>The metro ticket as a means of payment for travel in the Parisian public transport system first appeared in 1900. The ticketing system went through many changes as the metro was modernized. The most recent radical change occurred between 1970 and 1973, when the ticket punchers (poinçonneurs) disappeared and stations were equipped with automatic turnstiles and magnetic tickets. Serge Gainsbourg wrote and sang a song about a poinçonneur, who punched holes in tickets before travelers got on the train:</p>



<p>No matter how diverse the range of various passes tailored to special user groups, there is always the need for a single-trip ticket requiring a single-trip payment. This possibility is fast disappearing. Many people help the homeless and asylum seekers in Paris by giving out a few individual tickets, making a world of difference for those needy travelers. I fully understand the need for turnstiles to evolve with more modern technology, especially considering how often the ticket-reading parts fail and require repair compared to the laser-based pass-reading parts. Still, this evolution further marginalizes what is seen as an undesirable population.</p>



<p><strong>From The Local, May 20th 2019:</strong><br>Paris authorities are set to launch a new paperless version of their tickets in the form of a plastic top-up card called Navigo Easy.<br>On June 12, 2019, tourists and occasional users of the Paris metro network will be able to purchase the contactless and reusable card for €2.<br>“It will work like an e-wallet,” Valérie Pécresse, head of Ile-de-France’s transport network, told reporters at the Vivatech new technologies fair on Friday.<br>The fare will remain the same: €1.90 for a single-trip ticket and €14.90 for ten trips.<br>Paris transport authorities estimate the Navigo Easy system has 5.8 million potential customers.<br>If it’s any consolation for those who prefer to carry on buying the small single-trip carton tickets, it won’t be until the summer of 2020 that they are completely discontinued.<br>For nearly 119 years, from the opening of the first line of the Paris Métro in 1900, the little rectangles of thick white paper with a black line on the back have been with Parisians.<br>This will signal the end of the sale of 550 million single-trip tickets every year.<br>By September 2019 the new digital system will be improved with the option of being able to top up on trips directly from a smartphone rather than at the counter or ticket machine.<br>“No more queueing at the station or station to top up your Navigo pass or to buy tickets,” added Pécresse.<br>But the system is currently only adapted to latest-generation Samsung smartphone users. No mention has been made yet of whether iPhone Paris metro users will have been able to go completely digital in future. Paris transport authorities plan to eventually incorporate the whole public transport network of the Ile-de-France region into the Navigo Easy system.</p>



<p><a href="https://www.thelocal.fr/20190520/this-card-will-start-replacing-paris-metro-tickets-on-june-12th?fbclid=IwAR0awcBiObEDUUdpXL7hTzphM_YHPRN8iBdPYAyaL1aLaEUBjHEhAj9_XNU">https://www.thelocal.fr/20190520/this-card-will-start-replacing-paris-metro-tickets-on-june-12th?fbclid=IwAR0awcBiObEDUUdpXL7hTzphM_YHPRN8iBdPYAyaL1aLaEUBjHEhAj9_XNU</a></p>



<p><strong><span style="color:#5182FF" class="color">FRENCH REAL ESTATE AGENTS NOW MUST ADVISE CLIENTS</span></strong><br>For a long time, French real estate agents were reputed to lie about everything. In the last twenty years, legislation has been passed forcing the industry to give accurate information on specific topics. For example, the law known as the loi Carrez sets out obligatory information on the size of a dwelling, and other regulations specify tests that must be done at the seller’s expense including checking for possible hazards such lead, asbestos, and more, along with the status of electricity and gas.</p>



<p>Now the French Supreme Court, the Cour de cassation, has issued a ruling that adds a new layer of professional obligations which could radically change the way French real estate agents do business.</p>



<p>Until now, agencies were liable for inaccuracies, also called lying, that could be proved in court. In other words, they have been operating on what I call “French truth.” This means they saying just enough to be telling the truth, but not the whole truth. There is often a huge difference between the two. For example, stating that that no major work has been done inside the house could hide the fact that the patio and terrace were built illegally, as they are not “inside” the house.</p>



<p>The latest case is a milestone because a real estate agent was ruled liable for not giving a critical piece of information even though he was not asked about it.</p>



<p>In this specific case, a couple bought a house in southwestern France in what seemed to be a quiet place. Neither the sellers nor the real estate agent mentioned that a new highway loop would be built about 50 meters (164 feet) from the house.</p>



<p>The buyers sued the sellers and won the case; the sale was annulled on the grounds of willful misrepresentation or dol. This legal concept means knowingly giving the buyer a false impression about what is being bought. Staying silent about a critical element of the object purchased has long been considered dol. What is new here is that the real estate agent was ordered to pay damages for not informing the sellers about their duty to be honest with the buyers. The argument that he was not enough of a professional to know the consequences of the highway plans did not stick. The court ruled that the agent had a responsibility to disclose the plans since he knew that a road so close to the house would have an impact on the quality of life of those living in it.</p>



<p>Let’s hope for the best: perhaps in the future French real estate agents will inform buyers of what they know.</p>



<p><strong><span style="color:#5182FF" class="color">SUMMER VACATION: THE OFFICE WILL BE CLOSED from July 19 to August 19</span></strong><br>The office will be closed for one month starting Friday, July 19, reopening on Monday, August 19. As always, I will be reachable by e-mail for emergencies and important matters. My service of receiving mail for clients will continue while the office is closed.</p>



<p><strong><span style="color:#5182FF" class="color">MY FEES WILL GO UP ON OCTOBER 1st 2019</span></strong><br>I plan to change some aspects of my business when I reopen the office on Monday, August 19th. The main reason is to allow my assistant to do some tasks more systematically. One of them is to accompany the clients to the prefecture, URSSAF, CPAM and other public offices. She already handles most of the dealings with the offices where self-employed people are registered. She has also accompanied my clients to the prefecture several times. As her fees are lower than mine, this should compensate for the increase in my fees. On October 1st, I will raise my initial retainer from 270€ to 300€ and the hourly rate from 110€ to 130€.</p>



<p>Best regards,</p>



<div id="kt-info-box_92907f-9c" class="wp-block-kadence-infobox"><a class="kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-left kt-info-halign-left kb-info-box-vertical-media-align-top"><div class="kt-blocks-info-box-media-container"><div class="kt-blocks-info-box-media kt-info-media-animate-none"><div class="kadence-info-box-image-inner-intrisic-container"><div class="kadence-info-box-image-intrisic kt-info-animate-none"><div class="kadence-info-box-image-inner-intrisic"><img decoding="async" src="https://www.jeantaquet.com/wp-content/uploads/2022/08/JeanTaquet-2.gif" alt="" width="147" height="132" class="kt-info-box-image wp-image-1932"/></div></div></div></div></div><div class="kt-infobox-textcontent"><h2 class="kt-blocks-info-box-title"></h2><p class="kt-blocks-info-box-text"></p></div></a></div>



<div id="kt-info-box_3ab103-da" class="wp-block-kadence-infobox"><a class="kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-left kt-info-halign-left kb-info-box-vertical-media-align-top"><div class="kt-blocks-info-box-media-container"><div class="kt-blocks-info-box-media kt-info-media-animate-none"><div class="kadence-info-box-image-inner-intrisic-container"><div class="kadence-info-box-image-intrisic kt-info-animate-none"><div class="kadence-info-box-image-inner-intrisic"><img decoding="async" src="https://www.jeantaquet.com/wp-content/uploads/2022/08/signature-1.gif" alt="" width="121" height="35" class="kt-info-box-image wp-image-1933"/></div></div></div></div></div><div class="kt-infobox-textcontent"><h2 class="kt-blocks-info-box-title"></h2><p class="kt-blocks-info-box-text"></p></div></a></div>



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<div id="kt-info-box_9ee5fb-4e" class="wp-block-kadence-infobox"><a class="kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-left"><div class="kt-blocks-info-box-media-container"><div class="kt-blocks-info-box-media kt-info-media-animate-none"><div class="kadence-info-box-image-inner-intrisic-container"><div class="kadence-info-box-image-intrisic kt-info-animate-none"><div class="kadence-info-box-image-inner-intrisic"><img decoding="async" src="https://www.jeantaquet.com/wp-content/uploads/2022/08/qetA-01-300x153-1.png" alt="" width="300" height="153" class="kt-info-box-image wp-image-1870"/></div></div></div></div></div><div class="kt-infobox-textcontent"><h2 class="kt-blocks-info-box-title">QUESTION<br/><br/><em>WORKING THROUGH A NON-PROFIT<br/></em><br/></h2><p class="kt-blocks-info-box-text"><em>About a year ago, I got a visiteur visa and was able to renew it. I have always been interested in healthy food and teaching people how to eat, which means how to cook. I know many say France has the best cuisine in the world, but I see the same bad habits that exist in the USA – the fast food industry, eating processed food, and so on. This is not French cuisine, but French people are eating it. I can live off my family trust fund for years so I am not rushed to resume my career in France, but I would love to launch awareness-raising courses right away. Is it possible with my current status, or should I change and maybe wait several years? Would asking for a different visa in the USA make it possible?</em></p></div></a></div>



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<h2 class="wp-block-heading">ANSWER</h2>



<p>You have raised several issues, and I believe there is a solution that would allow you to remain in France the entire time, carrying out your project in different steps.</p>



<p>The first thing to do is check the extent of your rights in France with your current immigration status. It is possible for you to do volunteer work as long as you do not receive compensation of any kind. You could run a non-profit (association) to duplicate in France what you used to do in the USA.</p>



<p>Since you are a French resident, creating an association will be easy. All you need to do is write by-laws, find a second person to participate, hold a founding meeting to present the association, take minutes of the meeting, and then register with the prefecture. A couple of weeks later, the Journal Officiel will publish a notice of the establishment of this non-profit, and you will have an organization that allows you to conduct the activities you wish to offer.</p>



<p>The only cost involved is 44€ to have the notice published. You get a receipt with a copy of that issue of the Journal Officiel, which you should keep, as it is the only legal document proving that the association exists.</p>



<p>The second person, who can hold the position of secretary of the non-profit, can be a relative living in the USA and barely involved in the project. While it is preferable for this person to share your views and be someone you can work with as a team, you may be too new to France to have found someone like this, so choosing a parent, sibling, or your best friend in the USA is a way to start right away.</p>



<p>The by-laws, which must be written in French, can cover one page or a dozen. The two things that must be very carefully drafted are the description of what the non-profit will do and how someone becomes a voting member of the annual meeting, a board meeting and, even more importantly, the executive committee one. The executive committee is made up of the president, treasurer, and secretary. You can combine the positions of president and treasurer, thus in effect controlling the organization.</p>



<p>The board must have at least two members and as many as five (or seven or more). It is good to have an odd number to avoid tie votes, and to keep the number fairly low to make meetings short and efficient.</p>



<p>At the annual meeting, the voting members approve the past year’s activities and accounts, as well as the budget for the coming year.</p>



<p>There are many reasons to have the people involved in your courses, workshops, activities, and so on be non-voting members. They are there because they like the services you offer, but they probably do not want to get involved in the management of the organization. And those who would want to decide how things should be done are not necessarily the best people to have voting rights. One of the hardest things as the years go by is to maintain the integrity of the founding vision that pushed you to form the organization in the first place. So make sure there is an endorsement procedure and a high quorum and majority when a new voting member is approved. That way you can choose who comes on board.</p>



<p>France being France, the by-laws must include a pretty specific list of the non-profit’s functions and activities. If they cover a full page, chances are you have not missed anything. Someone well-versed in law should draft this section, which is often article 2 or 3. (It comes right after the association’s name and address; the latter can be your home even if it’s a 7th-floor maid’s room). It takes some serious thinking to get a succinct but thorough vision of the goal you are pursuing.</p>



<p>Once the organization is up and running, there are several things you can benefit from. The most obvious is that while at first you cannot be paid, some of your living expenses can be reimbursed. Since the registered address is yours, a fraction of your utilities, Internet, and other expenses can be paid by the organization. A computer, printer and ink, stationery, etc., can be paid in full or in part. Thus, a well-run association can bring you some financial relief, which is always welcome. Meanwhile, while you are still working as a volunteer, this allows you to build up a cash reserve in the organization.</p>



<p>After two years of living in France with visiteur status, you have the right to change your status, at which point you could become an employee of the organization. Although that is a possibility, it is not the best solution. Better yet is the self-employed carte de séjour, called profession libérale. Not only is it easier to get than employee status, but it has an added financial benefit: If you are self-employed, you can invoice among your other clients, the association for the courses and other activities you provide.</p>



<p>Ideally, you should do some long-term planning for the next two to five years. This is how I would see it:</p>



<ul class="wp-block-list"><li>1 – Establish the organization, then wait until it has the funding for you to get paid</li><li>2 – Request the prefecture to change your status to self-employed, building a business plan partially built on this organization.</li><li>3 – Earn your money through the organization at first.</li><li>4 – Once you are known enough to be hired by other organizations to conduct your programs, the courses and non-profit can go back to being a tool to promote awareness of better health.</li></ul>
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<h2 class="wp-block-heading">QUESTION</h2>



<h2 class="wp-block-heading"><em>HOW TO MANAGE A NEGATIVE DECISION FROM DIRECCTE</em></h2>



<p><em>I am an American living in Paris. I came to France in 2016 to pursue my master’s degree in hospitality and tourism management at Paris School of Business. During my studies, I worked at Planet Hollywood as a bartender to support myself for 960 hours per academic year. Upon graduation, I was offered a full-time job as a bartender with the same employer. So I applied for a work permit at the prefecture of Bobigny while I enrolled in a master’s research program. I waited a year then received a letter from the prefecture refusing this work permit and giving me 30 days to leave France. I have 25 pay slips and 12 of them are full-time. Can I appeal the decision to a court? Can I ask for new student status?</em></p>
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<h2 class="wp-block-heading">ANSWER</h2>



<p>The fundamental thing to understand with an immigration procedure is that you are the one submitting a request, so you must be sure to comply with the requirements linked to the status you choose.</p>



<p>You were and still are a full-time student. You could have chosen to have your student status renewed on the basis of the master’s research program. This status comes with the right to work as an employee 60% of full time, which you have been using for years. Your studies, not the job, were and are your main reason to live in France. The prefecture reviews each immigration status request based on what the applicant considers his or her primary reason for being in France.</p>



<p>Instead, you asked for a change of immigration status, seeking the right to work full time. This made your studies less important in your life and therefore a side activity to your job.</p>



<p>I believe you misunderstood your situation. Both the prefecture and the Direction régionale des entreprises, de la concurrence, de la consommation, du travail et de l&#8217;emploi (DIRECCTE) review each request. They do not try to understand the motivations and misconceptions that led to a given situation, but review the request as they receive it.</p>



<p>The procedure goes as follows:</p>



<ul class="wp-block-list"><li>1 – You submit a file to the prefecture with the documents you were told to provide. You must have shown a full-time employment contract of some sort, whereupon the prefecture told you what documents you and your employer had to put together to make the file complete. I assume you did that.</li></ul>



<ul class="wp-block-list"><li>2 – The prefecture sent part of the file to DIRECCTE so it could respond to the request for the right to work full time as an employee.</li></ul>



<ul class="wp-block-list"><li>3 – DIRECCTE saw that you were asking to be able to work as a bartender while holding a master’s degree in hospitality and tourism management. It would see no link between the position and your studies, as the job does not require a master’s, especially yours. Furthermore, you never showed that you had training or professional experience as a full-time, expert bartender. This may sound weird, but in France, where there is official training for just about all jobs, DIRECCTE distinguishes between being a bartender to earn some money on the side and being a true professional who knows how to prepare complex and sophisticated cocktails, not just pour liquor in a glass.</li></ul>



<ul class="wp-block-list"><li>4 – Looked at in this light, the negative response from DIRECCTE makes total sense. This is what you should have known before submitting the request to work full time.</li></ul>



<ul class="wp-block-list"><li>5 – The prefecture received the negative response from DIRECCTE. Since it did not approve your new primary reason to be in France, the prefecture denied you the right to stay legally.</li></ul>



<p>Now, you do have the right to appeal either decision, although I cannot see any reason to challenge DIRECCTE’s ruling. It is crystal clear that this was an error of judgement on your part, so the decision would not be overturned.</p>



<p>The better choice would be to appeal the prefecture’s decision, putting the entire blame on yourself and acknowledging that the full-time job was a huge error. You should explain that all along your studies have been the most important thing in your life and you want to finish them in France.</p>



<p>You are likely to meet a lot of resistance. The prefecture does not generally grant requests to go back to student immigration status, seeing them as a desperate attempt to stay in France; such requests are often based on fake studies, chosen at the last minute and unrelated to what was studied before. But you can prove that you are engaged in a long cycle at the master’s level, arguing that your grades have always been good and it has been a smooth ride so far. Even so, the outcome is quite uncertain. The file and the conditions for submitting it must truly be perfect, which rarely happens.</p>



<p>As for appealing on legal grounds (<em>recours hiérarchique&nbsp;</em>or filing in court), it would be impossible to get the decision overturned since the initial request was so flawed. In any case, an appeal would take several months at best, and you would be stuck during that time, so you need to think strategically.</p>



<p>Another option is to go back to the USA and ask for a new student immigration visa at the consulate. This might seem like failure, since you feel like you deserve the renewal of your status. But you have been ordered to leave France within 30 days, and while I have never heard of any North American citizens being deported just for immigration violation, the document you received is like a court ruling.</p>



<p>If you go back to the USA and ask for a new visa, the important—and positive—consequence is that everything you have done in France regarding your immigration status is erased, including the erroneous request to DIRECCTE and the order to leave. Another thing that would be buried is the fact that you worked for a year full time, in violation of what your student status allowed. You might not consider this a big deal, but if you ever ask for an employee<em>&nbsp;carte de séjour,&nbsp;</em>DIRECCTE could hold it against you and make things more difficult for you. With a new visa, though, even this is erased, and you would come back to France with a clean slate.</p>



<p>Objectively, this option has many benefits, the most important being how fast you may obtain a new legal stay in France. Student visa requests are now processed in a couple of weeks, though getting the appointment can take a couple of months at the height of the season, in August and September. Even with this delay, all things considered, it could be faster than waiting for the result of an appeal.</p>
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<h2 class="wp-block-heading">QUESTION</h2>



<h2 class="wp-block-heading"><em>LONG-STAY VISA WITH NO RIGHT TO RENEW</em></h2>



<p><em>I am an American studying French in Paris. I have been here since March 27 and will finish the winter semester at the Sorbonne this week. I have a dispense temporaire de carte de séjour, which expires in October 2019. This has prevented me from obtaining a carte de séjour, which I was hoping would then allow me to get a work visa, as I thought as a student I was permitted to work 20 hours a week. In order to stay, I must have a job, as I have plunged below zero in my bank account. I have two job offers, but both require proper papers. I can go back to the States if necessary and deal with the French Embassy in LA, but I wanted to see if you thought you could help me with anything. I know people who are here without proper visas and seem to be getting around the system, finding work where they are paid under the table. Is it really the best solution?</em></p>
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<h2 class="wp-block-heading">ANSWER</h2>



<p>Situations like yours began appearing about two years ago because of a procedural change that was aggravated by subcontracting the procedure to VFS Global, a private firm. It is an outrage that people asking for visas are receiving non-immigration visas because they were misled in their request. They end up getting what was asked on the form, but it does not reflect what they wanted.</p>



<p>To obtain renewable immigration status, one must answer “more than one year” to the question on length of stay. What is meant here is not the amount of time to be spent in France once you get there, but how long you want to live in France; if you answer more than one year, you can make it permanent, since it is possible to renew the immigration status indefinitely provided one continues to meet the requirements.</p>



<p>Renewing the immigration status is the main difference is between the type of immigration status documented by the OFII stamp, a<em>carte de séjour&nbsp;</em>or&nbsp;<em>resident,&nbsp;</em>on the one hand, and on the other a short-term stay, no matter the reason for it. Holding a<em>&nbsp;carte de séjour&nbsp;</em>enables you to stay in France while changing your grounds for staying in France. But when you get the type of stay you have, and you wanting to renew or change it, you have to go back to the USA to get another visa/authorization.</p>



<p>You may have an excellent reason for coming to and wanting to stay in France. If it is a romantic partnership, you could get a<em>&nbsp;carte de séjour&nbsp;</em>without going back to the USA, even without getting married.</p>



<p>Otherwise, you need to make sure you can justify your stay in France (study, work, or both) and prove you can finance it. If you want to be an employee, the employer must start the procedure by submitting the initial request to DIRECCTE. Once it is approved, you must submit an immigration visa request related to this status.</p>



<p>For student status, you can apply for a full-time student visa, good for one year at a time, which requires you to prove the reality of your studies and the way you are going to finance them.</p>



<p>Now, about Americans staying in France for years without residency status and having a great time: It is true that the French police have little interest in clandestine Americans so the risk of deportation is non-existent. But a foreigner working in France and being paid under the table is a person who is committing tax cheating and fraud. As long as this person is not caught, life is wonderful. But once he or she is caught, the sentences are serious and could include a jail term. Most Americans in such situations leave France and never come back; if they did, they would be liable for the huge amount they owe to the French government. Also, with the tightening of security controls at France’s borders and even more elsewhere in Europe, you are pretty much bound in France until you are ready to travel back to the USA.</p>



<p>Here is the conclusion I would like you to reach:</p>



<ul class="wp-block-list"><li>1 – I cannot renew the visa I have received.</li><li>2 – I want to stay in France several years so I need to go back to the USA to ask for a new immigration visa.</li><li>3 – I will make the best of this time in France to fine-tune my long-term plans.</li><li>4 – I choose the visa that best fits what I want to achieve.</li></ul>



<p>That way, instead of feeling like you have wasted a year, you will have devoted a year to building your future in France, and minimizing the pitfalls and dangers linked to starting your new life.</p>
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<h2 class="wp-block-heading">QUESTION</h2>



<h2 class="wp-block-heading"><em>MOVING HOUSEHOLD POSSESSIONS TO FRANCE WITHOUT A TAX CLEARANCE</em></h2>



<p><em>We arrived in France in January and have now found a place to settle down. We are ready to move our stuff. We will be back in the USA in August, which would be a time we could hire the mover. Our one-year window to move things without fees ends on December 8, the date the visa was issued. We are within that deadline, but now we have been told that we would pay duties if we cannot prove it is our stuff. This makes no sense: the movers are taking all this from one home and moving it to a new home. How can it be an import?</em></p>
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<h2 class="wp-block-heading">ANSWER</h2>



<p>A little bit of history is needed before we deal with the legal issue. It used to be that a statement regarding moving without fees was automatically given with the visa, as it was assumed that a move would be needed once the visa was issued. Later it was issued upon request, even after the visa had been issued. Now it no longer exists, according to the various consulates contacted in the USA. This leaves the foreigner moving his stuff to France in a precarious situation.</p>



<p>The logic is simple: French customs law states that every import is a commercial transaction unless the client/individual proves it is not. If it cannot be proved that this is not a commercial transaction and is just a private individual moving his things, the legal assumption prevails. This is true even when the document shown by the moving company clearly indicates that the load came from a private place and is moved to another private place for the same person. Without this document, the mover cannot prove definitively that this is a personal move by a private individual.</p>



<p>Now you see better what you are up against. The French consulates are quite careless in stating that there is zero risk of taxation. It is not 100% certain, but the risk is high enough that it is not worth taking.</p>



<p>If you own real estate in France and are staying there, and your immigration status uses the same address, this is a strong indication but may not be sufficient.</p>



<p>The last time I assisted someone in this situation, I advised my client as follows: You will be in France before your stuff arrives in Le Havre, so you have time to rush to the local tax office and state that you have moved your American primary residence to your French primary residence and therefore are asking the French tax authorities to act accordingly.</p>



<p>French law forbids claiming two primary residences, so if yours is in France then it legally means you no longer have one in the USA. If you explain that you have moved your stuff from your former primary residence in the USA to your new one in France, you can get your tax office to issue a statement of primary residence. Customs authorities in Le Havre then have an official French document stating that you are moving the contents of your house, which allows you to disprove the legal assumption of a commercial transaction.</p>



<p>You should be aware that this procedure has some negative consequences, the main one being that it does not allow you to opt to declare your income only to the USA and not to France. For more information in English:</p>



<p><a href="https://www.douane.gouv.fr/articles/a14707-transferring-your-primary-residence-to-france?fbclid=IwAR20ho1LaPmjF1GwOIEnTklNs-RdyB23PJ9H0pA2sd0QWo0Om3TNu_PGuqc">https://www.douane.gouv.fr/articles/a14707-transferring-your-primary-residence-to-france?fbclid=IwAR20ho1LaPmjF1GwOIEnTklNs-RdyB23PJ9H0pA2sd0QWo0Om3TNu_PGuqc</a></p>
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<div id="kt-info-box_f44d54-65" class="wp-block-kadence-infobox"><div class="kt-blocks-info-box-link-wrap kt-blocks-info-box-media-align-top kt-info-halign-left"><div class="kt-infobox-textcontent"><h2 class="kt-blocks-info-box-title">DISCLAIMER<br/><br/></h2><p class="kt-blocks-info-box-text">Please forward this message to all those who would be interested in its contents. The information contained in this newsletter is intended only as general information. I strongly urge readers to seek professional guidance concerning the legal and tax matters mentioned. This newsletter is intended as a general guide and is not to be taken as professional advice.<br/></p></div></div></div>
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